PPERF (PT Bank Mandiri (Persero) Tbk) PEG Ratio: 0.63 (As of Jul. 01, 2026) — 34% Below Median


PPERF PT Bank Mandiri (Persero) Tbk PPERF
58 GF Score
Price $0.24
GF Value $0.46
Valuation Significantly Undervalued
! 5 Warning Signs
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What is PT Bank Mandiri (Persero) Tbk PEG Ratio?

PT Bank Mandiri (Persero) Tbk PPERF 58 PEG Ratio is 0.63 as of Jul. 01, 2026, which is 34% below its 10-year median of 0.95. GuruFocus rates PPERF with a GF Score™ of 58/100 and a GF Value™ of $0.46 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,229 Banks companies, PT Bank Mandiri (Persero) Tbk ranks better than 82.75% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, PT Bank Mandiri (Persero) Tbk's PE Ratio without NRI is 6.22. PT Bank Mandiri (Persero) Tbk's 5-Year Book Value growth rate is 9.90%. Therefore, PT Bank Mandiri (Persero) Tbk's PEG Ratio for today is 0.63.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's PEG Ratio or its related term are showing as below:

PPERF' s PEG Ratio Range Over the Past 10 Years
Min: 0.43   Med: 0.95   Max: 30.72
Current: 0.64


During the past 13 years, PT Bank Mandiri (Persero) Tbk's highest PEG Ratio was 30.72. The lowest was 0.43. And the median was 0.95.


PPERF's PEG Ratio is ranked better than
82.75% of 1229 companies
in the Banks industry
Industry Median: 1.52 vs PPERF: 0.64

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


PT Bank Mandiri (Persero) Tbk  (OTCPK:PPERF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


PT Bank Mandiri (Persero) Tbk PEG Ratio Related Terms


PT Bank Mandiri (Persero) Tbk PEG Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Mandiri (Persero) Tbk's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Mandiri (Persero) Tbk PEG Ratio Chart

PT Bank Mandiri (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.44 1.76 1.05 0.85

PT Bank Mandiri (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.89 0.83 0.85 0.74

PT Bank Mandiri (Persero) Tbk PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Mandiri (Persero) Tbk PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's PEG Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's PEG Ratio falls into.


PPERF
58GF Score
PT Bank Mandiri (Persero) Tbk PPERF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Mandiri (Persero) Tbk PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

PT Bank Mandiri (Persero) Tbk's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=6.2184210526316/9.90
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.63 mean?
PT Bank Mandiri (Persero) Tbk (PPERF) has a PEG Ratio of 0.63 as of Jul. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. This is 34% below median its historical median of 0.95. Over the past decade, PT Bank Mandiri (Persero) Tbk's PEG Ratio has ranged from 0.43 to 30.72. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #212 out of 1229 companies in the Banks industry, placing it in the top 17.2%.
Is PT Bank Mandiri (Persero) Tbk's PEG Ratio too high?
PT Bank Mandiri (Persero) Tbk's current PEG Ratio of 0.63 is 34% below median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 30.72. The Banks industry median PEG Ratio is 1.52. PT Bank Mandiri (Persero) Tbk's value of 0.63 is 58.6% below this industry median. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #212 out of 1229 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #212 out of 1229 companies for PEG Ratio. This places PT Bank Mandiri (Persero) Tbk in the top 17% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. PT Bank Mandiri (Persero) Tbk's value of 0.63 is 58.6% below this benchmark. Historically, PT Bank Mandiri (Persero) Tbk's own PEG Ratio has ranged from 0.43 to 30.72 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.52, PT Bank Mandiri (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mandiri (Persero) Tbk's current PEG Ratio of 0.63 is 58.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current PEG Ratio is 0.63, which is 34% below median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (PPERF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.46, compared to a current price of $0.24 — trading 48.6% below its estimated fair value. The current PEG Ratio is 0.63, which is 34% below median its 10-year median of 0.95 and 58.6% below the Banks industry median of 1.52. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (PPERF), the current PEG Ratio is 0.63 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Mandiri (Persero) Tbk (PPERF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued. The current stock price of $0.24 is trading 48.6% below its estimated GF Value™ of $0.46. GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for PPERF:

  • PEG Ratio: 0.63 (34% below median its 10-year median of 0.95)
  • GF Value™: $0.46 vs. price of $0.24 (48.6% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 58.6% below the Banks median (#212 of 1229)

No single metric tells the full story. See the PPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Mandiri (Persero) Tbk Business Description

Address Jl. Jenderal Sudirman Kav.54-55, Menara Mandiri 1, Jakarta, IDN, 12190
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
58GF Score

Get the complete analysis for PPERF

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.24
Price
$0.46
GF Value