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PT Bank Mandiri (Persero) TbkPPERF 58 5-Year Yield-on-Cost % is 46.17 as of Jul. 18, 2026, which is 209% above its 10-year median of 14.95. GuruFocus rates PPERF with a GF Score™ of 58/100 and a GF Value™ of $0.46 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,255 Banks companies, PT Bank Mandiri (Persero) Tbk ranks better than 98.73% on this metric.
The historical rank and industry rank for PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost % or its related term are showing as below:
PPERF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.25 Med: 14.95 Max: 63.36
Current: 46.17
During the past 13 years, PT Bank Mandiri (Persero) Tbk's highest Yield on Cost was 63.36. The lowest was 6.25. And the median was 14.95.
PPERF's 5-Year Yield-on-Cost % is ranked better than 98.73% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs PPERF: 46.17
PT Bank Mandiri (Persero) Tbk (OTCPK:PPERF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Bank Mandiri (Persero) Tbk 5-Year Yield-on-Cost % Related Terms
PT Bank Mandiri (Persero) Tbk 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Mandiri (Persero) Tbk 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost % falls into.
PT Bank Mandiri (Persero) Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Bank Mandiri (Persero) Tbk (PPERF) has a 5-Year Yield-on-Cost % of 46.17 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. This is 209% above median its historical median of 14.95. Over the past decade, PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost % has ranged from 6.25 to 63.36. According to the industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #16 out of 1255 companies in the Banks industry, placing it in the top 1.3%.
Is PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost % too high?
PT Bank Mandiri (Persero) Tbk's current 5-Year Yield-on-Cost % of 46.17 is 209% above median its 10-year median of 14.95. Over the past 10 years, this metric has ranged from a low of 6.25 to a high of 63.36. The Banks industry median 5-Year Yield-on-Cost % is 3.85. PT Bank Mandiri (Persero) Tbk's value of 46.17 is 1099.2% above this industry median. Based on the distribution chart, PT Bank Mandiri (Persero) Tbk ranks #16 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Mandiri (Persero) Tbk has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Mandiri (Persero) Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank Mandiri (Persero) Tbk ranks #16 out of 1255 companies for 5-Year Yield-on-Cost %. This places PT Bank Mandiri (Persero) Tbk in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.85. PT Bank Mandiri (Persero) Tbk's value of 46.17 is 1099.2% above this benchmark. Historically, PT Bank Mandiri (Persero) Tbk's own 5-Year Yield-on-Cost % has ranged from 6.25 to 63.36 over the past decade. While the company's 10-year median is 14.95 vs. the industry median of 3.85, PT Bank Mandiri (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Mandiri (Persero) Tbk's current 5-Year Yield-on-Cost % of 46.17 is 1099.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Mandiri (Persero) Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Mandiri (Persero) Tbk's current 5-Year Yield-on-Cost % is 46.17, which is 209% above median its own 10-year median of 14.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Mandiri (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk (PPERF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.46, compared to a current price of $0.24 — trading 48.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 46.17, which is 209% above median its 10-year median of 14.95 and 1099.2% above the Banks industry median of 3.85. PT Bank Mandiri (Persero) Tbk's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank Mandiri (Persero) Tbk (PPERF), the current 5-Year Yield-on-Cost % is 46.17 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Mandiri (Persero) Tbk (PPERF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Mandiri (Persero) Tbk stock appears to be undervalued.
The current stock price of $0.24 is trading 48.6% below its estimated GF Value™ of $0.46.
GuruFocus considers PT Bank Mandiri (Persero) Tbk to be Significantly Undervalued.
Key valuation signals for PPERF:
5-Year Yield-on-Cost %: 46.17 (209% above median its 10-year median of 14.95)
GF Value™: $0.46 vs. price of $0.24 (48.6% below fair value)
Industry Position: 1099.2% above the Banks median (#16 of 1255)
No single metric tells the full story. See the PPERF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Mandiri (Persero) Tbk Business Description
PT Bank Mandiri (Persero) Tbk is engaged in the provision of banking services. Its services include collecting funds from the public in forms of current accounts, term deposits, deposit certificates, savings, and/or other equivalent forms; Lending; Issuing promissory notes; Purchasing, selling, or guaranteeing on own risk or for the interest of and upon orders of the customers; and money transfer for self- interest or customers' interest. Its segments include the Wholesale segment and the Retail segment. Geographically, it operates in Indonesia, Asia (Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia), Western Europe (United Kingdom), and the Cayman Islands.
58GF Score
Get the complete analysis for PPERF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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