Taiming Assurance Broker Co (ROCO:5878) FCF Margin %: 14.19% (As of Dec. 2025) — 37% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROCO:5878 Taiming Assurance Broker Co Ltd ROCO:5878
72 GF Score
Price NT$38.80
GF Value NT$52.34
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Taiming Assurance Broker Co FCF Margin %?

Taiming Assurance Broker Co ROCO:5878 -0.13% 72 FCF Margin % is 14.19% as of Dec. 2025, which is 37% above its 10-year median of 10.35. GuruFocus rates ROCO:5878 with a GF Score™ of 72/100 and a GF Value™ of NT$52.34 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Taiming Assurance Broker Co ranks worse than 50.3% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Taiming Assurance Broker Co's Free Cash Flow for the three months ended in Dec. 2025 was NT$34.1 Mil. Taiming Assurance Broker Co's Revenue for the three months ended in Dec. 2025 was NT$240.6 Mil. Therefore, Taiming Assurance Broker Co's FCF Margin % for the quarter that ended in Dec. 2025 was 14.19%.

As of today, Taiming Assurance Broker Co's current FCF Yield % is 8.14%.

The historical rank and industry rank for Taiming Assurance Broker Co's FCF Margin % or its related term are showing as below:

ROCO:5878' s FCF Margin % Range Over the Past 10 Years
Min: 7.19   Med: 10.35   Max: 13.77
Current: 8.96


During the past 13 years, the highest FCF Margin % of Taiming Assurance Broker Co was 13.77%. The lowest was 7.19%. And the median was 10.35%.

ROCO:5878's FCF Margin % is ranked worse than
50.3% of 501 companies
in the Insurance industry
Industry Median: 8.97 vs ROCO:5878: 8.96


Taiming Assurance Broker Co FCF Margin % Related Terms


Taiming Assurance Broker Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Taiming Assurance Broker Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiming Assurance Broker Co FCF Margin % Chart

Taiming Assurance Broker Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.44 11.00 7.94 7.98 8.96

Taiming Assurance Broker Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.41 13.30 5.40 1.86 14.19

ROCO:5878 vs MRSH, AON, AJG: FCF Margin % Comparison

For the Insurance Brokers subindustry, Taiming Assurance Broker Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiming Assurance Broker Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Taiming Assurance Broker Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Taiming Assurance Broker Co's FCF Margin % falls into.


ROCO:5878
72GF Score
Taiming Assurance Broker Co Ltd ROCO:5878
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiming Assurance Broker Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Taiming Assurance Broker Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=79.056/882.585
=8.96 %

Taiming Assurance Broker Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=34.142/240.566
=14.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 14.19% mean?
Taiming Assurance Broker Co (ROCO:5878) has a FCF Margin % of 14.19% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taiming Assurance Broker Co and its competitors. This is 37% above median its historical median of 10.35. Over the past decade, Taiming Assurance Broker Co's FCF Margin % has ranged from 7.19 to 13.77. According to the industry distribution chart, Taiming Assurance Broker Co ranks #252 out of 501 companies in the Insurance industry, placing it in the top 50.3%.
Is Taiming Assurance Broker Co's FCF Margin % too high?
Taiming Assurance Broker Co's current FCF Margin % of 14.19% is 37% above median its 10-year median of 10.35. Over the past 10 years, this metric has ranged from a low of 7.19 to a high of 13.77. The Insurance industry median FCF Margin % is 8.97. Taiming Assurance Broker Co's value of 14.19% is 58.2% above this industry median. Based on the distribution chart, Taiming Assurance Broker Co ranks #252 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Taiming Assurance Broker Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiming Assurance Broker Co's FCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Taiming Assurance Broker Co ranks #252 out of 501 companies for FCF Margin %. This places Taiming Assurance Broker Co in the lower half of its industry. The industry median FCF Margin % is 8.97. Taiming Assurance Broker Co's value of 14.19% is 58.2% above this benchmark. Historically, Taiming Assurance Broker Co's own FCF Margin % has ranged from 7.19 to 13.77 over the past decade. While the company's 10-year median is 10.35 vs. the industry median of 8.97, Taiming Assurance Broker Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiming Assurance Broker Co's current FCF Margin % of 14.19% is 58.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taiming Assurance Broker Co and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiming Assurance Broker Co's current FCF Margin % is 14.19%, which is 37% above median its own 10-year median of 10.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiming Assurance Broker Co stock overvalued right now?
Based on GuruFocus' analysis, Taiming Assurance Broker Co (ROCO:5878) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$52.34, compared to a current price of NT$38.80 — trading 25.9% below its estimated fair value. The current FCF Margin % is 14.19%, which is 37% above median its 10-year median of 10.35 and 58.2% above the Insurance industry median of 8.97. Taiming Assurance Broker Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Taiming Assurance Broker Co (ROCO:5878), the current FCF Margin % is 14.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiming Assurance Broker Co (ROCO:5878) Overvalued in 2026?

Based on GuruFocus' analysis, Taiming Assurance Broker Co stock appears to be undervalued. The current stock price of NT$38.80 is trading 25.9% below its estimated GF Value™ of NT$52.34. GuruFocus considers Taiming Assurance Broker Co to be Modestly Undervalued.

Key valuation signals for ROCO:5878:

  • FCF Margin %: 14.19% (37% above median its 10-year median of 10.35)
  • GF Value™: NT$52.34 vs. price of NT$38.80 (25.9% below fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 58.2% above the Insurance median (#252 of 501)

No single metric tells the full story. See the ROCO:5878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiming Assurance Broker Co Business Description

Address Guanqian Road, 11th Floor, No. 49, Zhongzheng District, Taipei, TWN, 100
Taiming Assurance Broker Co Ltd is a Taiwan-based company engaged in life insurance and property insurance brokerage, and the insurance broker's professional liability insurance, insurance broker's guarantee insurance.
72GF Score

Get the complete analysis for ROCO:5878

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$38.80
Price
NT$52.34
GF Value