Taiming Assurance Broker Co (ROCO:5878) 3-Year ROIIC % : 27.21% (As of Dec. 2025) — 258% Above Median

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ROCO:5878 Taiming Assurance Broker Co Ltd ROCO:5878
70 GF Score
Price NT$38.20
GF Value NT$50.88
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Taiming Assurance Broker Co 3-Year ROIIC %?

Taiming Assurance Broker Co ROCO:5878 70 3-Year ROIIC % is 27.21 as of Dec. 2025, which is 258% above its 10-year median of 7.60. GuruFocus rates ROCO:5878 with a GF Score™ of 70/100 and a GF Value™ of NT$50.88 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 338 Insurance companies, Taiming Assurance Broker Co ranks better than 84.02% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Taiming Assurance Broker Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 27.21%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Taiming Assurance Broker Co's 3-Year ROIIC % or its related term are showing as below:

ROCO:5878's 3-Year ROIIC % is ranked better than
84.02% of 338 companies
in the Insurance industry
Industry Median: 5.055 vs ROCO:5878: 27.21

Taiming Assurance Broker Co  (ROCO:5878) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Taiming Assurance Broker Co 3-Year ROIIC % Related Terms


Taiming Assurance Broker Co 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Taiming Assurance Broker Co's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiming Assurance Broker Co 3-Year ROIIC % Chart

Taiming Assurance Broker Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.15 382.07 -777.92 -89.12 27.21

Taiming Assurance Broker Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 27.21 0.00

ROCO:5878 vs MRSH, AON, AJG: 3-Year ROIIC % Comparison

For the Insurance Brokers subindustry, Taiming Assurance Broker Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiming Assurance Broker Co 3-Year ROIIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Taiming Assurance Broker Co's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Taiming Assurance Broker Co's 3-Year ROIIC % falls into.


ROCO:5878
70GF Score
Taiming Assurance Broker Co Ltd ROCO:5878
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiming Assurance Broker Co 3-Year ROIIC % Calculation

Taiming Assurance Broker Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 48.1812786 (Dec. 2025) - 55.0889568 (Dec. 2022) )/( 387.136 (Dec. 2025) - 412.523 (Dec. 2022) )
=-6.9076782/-25.387
=27.21%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 27.21 mean?
Taiming Assurance Broker Co (ROCO:5878) has a 3-Year ROIIC % of 27.21 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Taiming Assurance Broker Co and its competitors. This is 258% above median its historical median of 7.60. According to the industry distribution chart, Taiming Assurance Broker Co ranks #54 out of 338 companies in the Insurance industry, placing it in the top 16%.
Is Taiming Assurance Broker Co's 3-Year ROIIC % too high?
Taiming Assurance Broker Co's current 3-Year ROIIC % of 27.21 is 258% above median its 10-year median of 7.60. The Insurance industry median 3-Year ROIIC % is 5.06. Taiming Assurance Broker Co's value of 27.21 is 438.3% above this industry median. Based on the distribution chart, Taiming Assurance Broker Co ranks #54 out of 338 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Taiming Assurance Broker Co has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiming Assurance Broker Co's 3-Year ROIIC % compare to MRSH and AON?
According to the Insurance industry distribution chart, Taiming Assurance Broker Co ranks #54 out of 338 companies for 3-Year ROIIC %. This places Taiming Assurance Broker Co in the top 16% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 5.06. Taiming Assurance Broker Co's value of 27.21 is 438.3% above this benchmark. While the company's 10-year median is 7.60 vs. the industry median of 5.06, Taiming Assurance Broker Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.06, based on 338 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiming Assurance Broker Co's current 3-Year ROIIC % of 27.21 is 438.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Taiming Assurance Broker Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiming Assurance Broker Co's current 3-Year ROIIC % is 27.21, which is 258% above median its own 10-year median of 7.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiming Assurance Broker Co stock overvalued right now?
Based on GuruFocus' analysis, Taiming Assurance Broker Co (ROCO:5878) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$50.88, compared to a current price of NT$38.20 — trading 24.9% below its estimated fair value. The current 3-Year ROIIC % is 27.21, which is 258% above median its 10-year median of 7.60 and 438.3% above the Insurance industry median of 5.06. Taiming Assurance Broker Co's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Taiming Assurance Broker Co (ROCO:5878), the current 3-Year ROIIC % is 27.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiming Assurance Broker Co (ROCO:5878) Overvalued in 2026?

Based on GuruFocus' analysis, Taiming Assurance Broker Co stock appears to be undervalued. The current stock price of NT$38.20 is trading 24.9% below its estimated GF Value™ of NT$50.88. GuruFocus considers Taiming Assurance Broker Co to be Modestly Undervalued.

Key valuation signals for ROCO:5878:

  • 3-Year ROIIC %: 27.21 (258% above median its 10-year median of 7.60)
  • GF Value™: NT$50.88 vs. price of NT$38.20 (24.9% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 438.3% above the Insurance median (#54 of 338)

No single metric tells the full story. See the ROCO:5878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiming Assurance Broker Co Business Description

Address Guanqian Road, 11th Floor, No. 49, Zhongzheng District, Taipei, TWN, 100
Taiming Assurance Broker Co Ltd is a Taiwan-based company engaged in life insurance and property insurance brokerage, and the insurance broker's professional liability insurance, insurance broker's guarantee insurance.
70GF Score

Get the complete analysis for ROCO:5878

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$38.20
Price
NT$50.88
GF Value