Taiming Assurance Broker Co (ROCO:5878) Pretax Margin %: 9.67% (As of Dec. 2025) — 13% Below Median

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ROCO:5878 Taiming Assurance Broker Co Ltd ROCO:5878
72 GF Score
Price NT$38.80
GF Value NT$52.34
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Taiming Assurance Broker Co Pretax Margin %?

Taiming Assurance Broker Co ROCO:5878 -0.13% 72 Pretax Margin % is 9.67% as of Dec. 2025, which is 13% below its 10-year median of 11.13. GuruFocus rates ROCO:5878 with a GF Score™ of 72/100 and a GF Value™ of NT$52.34 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 500 Insurance companies, Taiming Assurance Broker Co ranks worse than 58.8% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Taiming Assurance Broker Co's Pre-Tax Income for the three months ended in Dec. 2025 was NT$23.3 Mil. Taiming Assurance Broker Co's Revenue for the three months ended in Dec. 2025 was NT$240.6 Mil. Therefore, Taiming Assurance Broker Co's pretax margin for the quarter that ended in Dec. 2025 was 9.67%.

The historical rank and industry rank for Taiming Assurance Broker Co's Pretax Margin % or its related term are showing as below:

ROCO:5878' s Pretax Margin % Range Over the Past 10 Years
Min: 7.75   Med: 11.13   Max: 15.99
Current: 9.52


ROCO:5878's Pretax Margin % is ranked worse than
58.8% of 500 companies
in the Insurance industry
Industry Median: 11.875 vs ROCO:5878: 9.52

Taiming Assurance Broker Co  (ROCO:5878) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Taiming Assurance Broker Co Pretax Margin % Related Terms


Taiming Assurance Broker Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Taiming Assurance Broker Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiming Assurance Broker Co Pretax Margin % Chart

Taiming Assurance Broker Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.40 10.85 8.52 7.75 9.52

Taiming Assurance Broker Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.76 4.80 16.62 6.71 9.67

ROCO:5878 vs MRSH, AON, AJG: Pretax Margin % Comparison

For the Insurance Brokers subindustry, Taiming Assurance Broker Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiming Assurance Broker Co Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Taiming Assurance Broker Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Taiming Assurance Broker Co's Pretax Margin % falls into.


ROCO:5878
72GF Score
Taiming Assurance Broker Co Ltd ROCO:5878
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiming Assurance Broker Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Taiming Assurance Broker Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=84.043/882.585
=9.52 %

Taiming Assurance Broker Co's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=23.269/240.566
=9.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 9.67% mean?
Taiming Assurance Broker Co (ROCO:5878) has a Pretax Margin % of 9.67% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Taiming Assurance Broker Co and its competitors. This is 13% below median its historical median of 11.13. Over the past decade, Taiming Assurance Broker Co's Pretax Margin % has ranged from 7.75 to 15.99. According to the industry distribution chart, Taiming Assurance Broker Co ranks #294 out of 500 companies in the Insurance industry, placing it in the top 58.8%.
Is Taiming Assurance Broker Co's Pretax Margin % too high?
Taiming Assurance Broker Co's current Pretax Margin % of 9.67% is 13% below median its 10-year median of 11.13. Over the past 10 years, this metric has ranged from a low of 7.75 to a high of 15.99. The Insurance industry median Pretax Margin % is 11.88. Taiming Assurance Broker Co's value of 9.67% is 18.6% below this industry median. Based on the distribution chart, Taiming Assurance Broker Co ranks #294 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Taiming Assurance Broker Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taiming Assurance Broker Co's Pretax Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Taiming Assurance Broker Co ranks #294 out of 500 companies for Pretax Margin %. This places Taiming Assurance Broker Co in the lower half of its industry. The industry median Pretax Margin % is 11.88. Taiming Assurance Broker Co's value of 9.67% is 18.6% below this benchmark. Historically, Taiming Assurance Broker Co's own Pretax Margin % has ranged from 7.75 to 15.99 over the past decade. While the company's 10-year median is 11.13 vs. the industry median of 11.88, Taiming Assurance Broker Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.88, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiming Assurance Broker Co's current Pretax Margin % of 9.67% is 18.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Taiming Assurance Broker Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiming Assurance Broker Co's current Pretax Margin % is 9.67%, which is 13% below median its own 10-year median of 11.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiming Assurance Broker Co stock overvalued right now?
Based on GuruFocus' analysis, Taiming Assurance Broker Co (ROCO:5878) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$52.34, compared to a current price of NT$38.80 — trading 25.9% below its estimated fair value. The current Pretax Margin % is 9.67%, which is 13% below median its 10-year median of 11.13 and 18.6% below the Insurance industry median of 11.88. Taiming Assurance Broker Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Taiming Assurance Broker Co (ROCO:5878), the current Pretax Margin % is 9.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiming Assurance Broker Co (ROCO:5878) Overvalued in 2026?

Based on GuruFocus' analysis, Taiming Assurance Broker Co stock appears to be undervalued. The current stock price of NT$38.80 is trading 25.9% below its estimated GF Value™ of NT$52.34. GuruFocus considers Taiming Assurance Broker Co to be Modestly Undervalued.

Key valuation signals for ROCO:5878:

  • Pretax Margin %: 9.67% (13% below median its 10-year median of 11.13)
  • GF Value™: NT$52.34 vs. price of NT$38.80 (25.9% below fair value)
  • GF Score™: 72/100 with 4 warning signs
  • Industry Position: 18.6% below the Insurance median (#294 of 500)

No single metric tells the full story. See the ROCO:5878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiming Assurance Broker Co Business Description

Address Guanqian Road, 11th Floor, No. 49, Zhongzheng District, Taipei, TWN, 100
Taiming Assurance Broker Co Ltd is a Taiwan-based company engaged in life insurance and property insurance brokerage, and the insurance broker's professional liability insurance, insurance broker's guarantee insurance.
72GF Score

Get the complete analysis for ROCO:5878

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$38.80
Price
NT$52.34
GF Value