The historical rank and industry rank for Standard Bank Group's FCF Margin % or its related term are showing as below:
SBGOF'
s FCF Margin % Range Over the Past 10 Years
Min: 10.78 Med: 24.89 Max: 38.65
Current: 16.7
During the past 13 years, the highest FCF Margin % of Standard Bank Group was 38.65%. The lowest was 10.78%. And the median was 24.89%.
SBGOF's FCF Margin % is ranked worse than 59.8% of 1505
companies
in the Banks industry
Industry Median: 26.42
vs SBGOF: 16.70
Standard Bank Group FCF Margin % Related Terms
Standard Bank Group FCF Margin % Historical Data
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The historical data trend for Standard Bank Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Bank Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Standard Bank Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Group (SBGOF) has a FCF Margin % of -34.41% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Standard Bank Group and its competitors. Over the past decade, Standard Bank Group's FCF Margin % has ranged from 10.78 to 38.65. According to the industry distribution chart, Standard Bank Group ranks #900 out of 1505 companies in the Banks industry, placing it in the top 59.8%.
Is Standard Bank Group's FCF Margin % too high?
Standard Bank Group's current FCF Margin % is -34.41%. Over the past 10 years, this metric has ranged from a low of 10.78 to a high of 38.65. Based on the distribution chart, Standard Bank Group ranks #900 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Standard Bank Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Group ranks #900 out of 1505 companies for FCF Margin %. This places Standard Bank Group in the lower half of its industry. The industry median FCF Margin % is 26.42. Historically, Standard Bank Group's own FCF Margin % has ranged from 10.78 to 38.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Standard Bank Group and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Group's current FCF Margin % is -34.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (SBGOF) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.87, compared to a current price of $19.76 — trading 24.5% above its estimated fair value. The current FCF Margin % is -34.41%. Standard Bank Group's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Standard Bank Group (SBGOF), the current FCF Margin % is -34.41% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Group (SBGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued.
The current stock price of $19.76 is trading 24.5% above its estimated GF Value™ of $15.87.
GuruFocus considers Standard Bank Group to be Modestly Overvalued.
Key valuation signals for SBGOF:
FCF Margin %: -34.41%
GF Value™: $15.87 vs. price of $19.76 (24.5% above fair value)
No single metric tells the full story. See the SBGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
62GF Score
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