Standard Bank GroupSBGOF -0.69%62 Net Margin % is 24.57% as of Dec. 2025, which is 5% above its 10-year median of 23.36. GuruFocus rates SBGOF with a GF Score™ of 62/100 and a GF Value™ of $15.87 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,527 Banks companies, Standard Bank Group ranks worse than 54.49% on this metric.
The historical rank and industry rank for Standard Bank Group's Net Margin % or its related term are showing as below:
SBGOF'
s Net Margin % Range Over the Past 10 Years
Min: 10.89 Med: 23.36 Max: 25.48
Current: 25.34
SBGOF's Net Margin % is ranked worse than 54.49% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs SBGOF: 25.34
Standard Bank Group (OTCPK:SBGOF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Standard Bank Group Net Margin % Related Terms
Standard Bank Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Standard Bank Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Bank Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Standard Bank Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Group (SBGOF) has a Net Margin % of 24.57% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Standard Bank Group and its competitors. This is near median its historical median of 23.36. Over the past decade, Standard Bank Group's Net Margin % has ranged from 10.89 to 25.48. According to the industry distribution chart, Standard Bank Group ranks #832 out of 1527 companies in the Banks industry, placing it in the top 54.5%.
Is Standard Bank Group's Net Margin % too high?
Standard Bank Group's current Net Margin % of 24.57% is near median its 10-year median of 23.36. Over the past 10 years, this metric has ranged from a low of 10.89 to a high of 25.48. The Banks industry median Net Margin % is 26.95. Standard Bank Group's value of 24.57% is 8.8% below this industry median. Based on the distribution chart, Standard Bank Group ranks #832 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Standard Bank Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Group ranks #832 out of 1527 companies for Net Margin %. This places Standard Bank Group in the lower half of its industry. The industry median Net Margin % is 26.95. Standard Bank Group's value of 24.57% is 8.8% below this benchmark. Historically, Standard Bank Group's own Net Margin % has ranged from 10.89 to 25.48 over the past decade. While the company's 10-year median is 23.36 vs. the industry median of 26.95, Standard Bank Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Group's current Net Margin % of 24.57% is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Standard Bank Group and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Group's current Net Margin % is 24.57%, which is near median its own 10-year median of 23.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (SBGOF) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.87, compared to a current price of $19.76 — trading 24.5% above its estimated fair value. The current Net Margin % is 24.57%, which is near median its 10-year median of 23.36 and 8.8% below the Banks industry median of 26.95. Standard Bank Group's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Standard Bank Group (SBGOF), the current Net Margin % is 24.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Group (SBGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued.
The current stock price of $19.76 is trading 24.5% above its estimated GF Value™ of $15.87.
GuruFocus considers Standard Bank Group to be Modestly Overvalued.
Key valuation signals for SBGOF:
Net Margin %: 24.57% (near median its 10-year median of 23.36)
GF Value™: $15.87 vs. price of $19.76 (24.5% above fair value)
Industry Position: 8.8% below the Banks median (#832 of 1527)
No single metric tells the full story. See the SBGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
62GF Score
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