Standard Bank GroupSBGOF -0.68%62 Pretax Margin % is 38.65% as of Dec. 2025, which is 15% above its 10-year median of 33.74. GuruFocus rates SBGOF with a GF Score™ of 62/100 and a GF Value™ of $14.66 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Standard Bank Group ranks better than 59.74% on this metric.
The historical rank and industry rank for Standard Bank Group's Pretax Margin % or its related term are showing as below:
SBGOF'
s Pretax Margin % Range Over the Past 10 Years
Min: 15.02 Med: 33.74 Max: 38.87
Current: 38.87
SBGOF's Pretax Margin % is ranked better than 59.74% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs SBGOF: 38.87
Standard Bank Group (OTCPK:SBGOF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Standard Bank Group Pretax Margin % Related Terms
Standard Bank Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Standard Bank Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Bank Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Group Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Standard Bank Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Group (SBGOF) has a Pretax Margin % of 38.65% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Standard Bank Group and its competitors. This is 15% above median its historical median of 33.74. Over the past decade, Standard Bank Group's Pretax Margin % has ranged from 15.02 to 38.87. According to the industry distribution chart, Standard Bank Group ranks #616 out of 1530 companies in the Banks industry, placing it in the top 40.3%.
Is Standard Bank Group's Pretax Margin % too high?
Standard Bank Group's current Pretax Margin % of 38.65% is 15% above median its 10-year median of 33.74. Over the past 10 years, this metric has ranged from a low of 15.02 to a high of 38.87. The Banks industry median Pretax Margin % is 34.72. Standard Bank Group's value of 38.65% is 11.3% above this industry median. Based on the distribution chart, Standard Bank Group ranks #616 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Standard Bank Group has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Group ranks #616 out of 1530 companies for Pretax Margin %. This puts Standard Bank Group in the upper half of its industry. The industry median Pretax Margin % is 34.72. Standard Bank Group's value of 38.65% is 11.3% above this benchmark. Historically, Standard Bank Group's own Pretax Margin % has ranged from 15.02 to 38.87 over the past decade. While the company's 10-year median is 33.74 vs. the industry median of 34.72, Standard Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Group's current Pretax Margin % of 38.65% is 11.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Standard Bank Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Group's current Pretax Margin % is 38.65%, which is 15% above median its own 10-year median of 33.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (SBGOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.66, compared to a current price of $19.77 — trading 34.8% above its estimated fair value. The current Pretax Margin % is 38.65%, which is 15% above median its 10-year median of 33.74 and 11.3% above the Banks industry median of 34.72. Standard Bank Group's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Standard Bank Group (SBGOF), the current Pretax Margin % is 38.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Group (SBGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued.
The current stock price of $19.77 is trading 34.8% above its estimated GF Value™ of $14.66.
GuruFocus considers Standard Bank Group to be Significantly Overvalued.
Key valuation signals for SBGOF:
Pretax Margin %: 38.65% (15% above median its 10-year median of 33.74)
GF Value™: $14.66 vs. price of $19.77 (34.8% above fair value)
Industry Position: 11.3% above the Banks median (#616 of 1530)
No single metric tells the full story. See the SBGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
62GF Score
Get the complete analysis for SBGOF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SBGOF has been successfully added to your 
