Alatau City Bank JSC (XKAZ:TSBN) FCF Margin %: -175.15% (As of Mar. 2026)

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XKAZ:TSBN Alatau City Bank JSC XKAZ:TSBN
15 GF Score
Price ₸1,641.00
GF Value ₸2,250.51
! 3 Warning Signs
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What is Alatau City Bank JSC FCF Margin %?

Alatau City Bank JSC XKAZ:TSBN 15 FCF Margin % is -175.15% as of Mar. 2026. GuruFocus rates XKAZ:TSBN with a GF Score™ of 15/100 and a GF Value™ of ₸2,250.51. The stock has 3 warning signs investors should review.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Alatau City Bank JSC's Free Cash Flow for the three months ended in Mar. 2026 was ₸-174,914 Mil. Alatau City Bank JSC's Revenue for the three months ended in Mar. 2026 was ₸99,866 Mil. Therefore, Alatau City Bank JSC's FCF Margin % for the quarter that ended in Mar. 2026 was -175.15%.

As of today, Alatau City Bank JSC's current FCF Yield % is -68.03%.

The historical rank and industry rank for Alatau City Bank JSC's FCF Margin % or its related term are showing as below:

XKAZ:TSBN' s FCF Margin % Range Over the Past 10 Years
Min: -76.89   Med: 29.21   Max: 981.31
Current: -23.22


During the past 13 years, the highest FCF Margin % of Alatau City Bank JSC was 981.31%. The lowest was -76.89%. And the median was 29.21%.

XKAZ:TSBN's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 27.115 vs XKAZ:TSBN: -23.22


Alatau City Bank JSC FCF Margin % Related Terms


Alatau City Bank JSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Alatau City Bank JSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alatau City Bank JSC FCF Margin % Chart

Alatau City Bank JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.38 16.25 -29.57 95.99 29.03

Alatau City Bank JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.60 108.92 -189.88 115.54 -175.15

Alatau City Bank JSC FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Alatau City Bank JSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alatau City Bank JSC FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Alatau City Bank JSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Alatau City Bank JSC's FCF Margin % falls into.


XKAZ:TSBN
15GF Score
Alatau City Bank JSC XKAZ:TSBN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alatau City Bank JSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Alatau City Bank JSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=105626/363869
=29.03 %

Alatau City Bank JSC's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-174914/99866
=-175.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -175.15% mean?
Alatau City Bank JSC (XKAZ:TSBN) has a FCF Margin % of -175.15% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alatau City Bank JSC and its competitors.
Is Alatau City Bank JSC's FCF Margin % too high?
Alatau City Bank JSC's current FCF Margin % is -175.15%. Overall, Alatau City Bank JSC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alatau City Bank JSC's FCF Margin % compare to competitors?
Alatau City Bank JSC's FCF Margin % of -175.15% can be compared against companies in the Banks industry. The industry median FCF Margin % is 27.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.12, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alatau City Bank JSC and its competitors. For the Banks industry, the median FCF Margin % is 27.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alatau City Bank JSC's current FCF Margin % is -175.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alatau City Bank JSC stock overvalued right now?
Alatau City Bank JSC (XKAZ:TSBN) has a current FCF Margin % of -175.15%. The stock's GF Value™ is ₸2,250.51, compared to a current price of ₸1,641.00 — trading 27.1% below its estimated fair value. The current FCF Margin % is -175.15%. Alatau City Bank JSC's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Alatau City Bank JSC (XKAZ:TSBN), the current FCF Margin % is -175.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alatau City Bank JSC (XKAZ:TSBN) Overvalued in 2026?

Based on GuruFocus' analysis, Alatau City Bank JSC stock appears to be undervalued. The current stock price of ₸1,641.00 is trading 27.1% below its estimated GF Value™ of ₸2,250.51.

Key valuation signals for XKAZ:TSBN:

  • FCF Margin %: -175.15%
  • GF Value™: ₸2,250.51 vs. price of ₸1,641.00 (27.1% below fair value)
  • GF Score™: 15/100 with 3 warning signs

No single metric tells the full story. See the XKAZ:TSBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alatau City Bank JSC Business Description

Other Exchanges TSBNp.PFD:Kazakhstan
Address 24 Syganak Street, Esil district, Nur-Sultan, KAZ, Z05K7B0
Alatau City Bank JSC is a banking corporation registered in Kazakhstan. The company provides a wide range of services to individuals, entrepreneurs, and corporate clients across all regions of Kazakhstan. It offers Alatau City Bank Tole, Loans, Deposits, Investments, Tariffs, Osim magazine, Banking, and Other products.
15GF Score

Get the complete analysis for XKAZ:TSBN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₸1,641.00
Price
₸2,250.51
GF Value