Alatau City Bank JSC (XKAZ:TSBN) LT-Debt-to-Total-Asset: 0.11 (As of Mar. 2026)

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XKAZ:TSBN Alatau City Bank JSC XKAZ:TSBN
15 GF Score
Price ₸1,641.00
GF Value ₸2,250.51
! 3 Warning Signs
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What is Alatau City Bank JSC LT-Debt-to-Total-Asset?

Alatau City Bank JSC XKAZ:TSBN 15 LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus rates XKAZ:TSBN with a GF Score™ of 15/100 and a GF Value™ of ₸2,250.51. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Alatau City Bank JSC's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.11.

Alatau City Bank JSC's long-term debt to total assets ratio increased from Mar. 2025 (0.10) to Mar. 2026 (0.11). It may suggest that Alatau City Bank JSC is progressively becoming more dependent on debt to grow their business.

Alatau City Bank JSC  (XKAZ:TSBN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Alatau City Bank JSC LT-Debt-to-Total-Asset Related Terms

Alatau City Bank JSC LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Alatau City Bank JSC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alatau City Bank JSC LT-Debt-to-Total-Asset Chart

Alatau City Bank JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.16 0.14 0.12 0.10

Alatau City Bank JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.10 0.10 0.10 0.11
XKAZ:TSBN
15GF Score
Alatau City Bank JSC XKAZ:TSBN
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Alatau City Bank JSC LT-Debt-to-Total-Asset Calculation

Alatau City Bank JSC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=377166/3852639
=0.10

Alatau City Bank JSC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=392659/3694427
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.11 mean?
Alatau City Bank JSC (XKAZ:TSBN) has a LT-Debt-to-Total-Asset of 0.11 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Alatau City Bank JSC and its competitors.
Is Alatau City Bank JSC's LT-Debt-to-Total-Asset too high?
Alatau City Bank JSC's current LT-Debt-to-Total-Asset is 0.11. Overall, Alatau City Bank JSC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alatau City Bank JSC's LT-Debt-to-Total-Asset compare to competitors?
Alatau City Bank JSC's LT-Debt-to-Total-Asset of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Alatau City Bank JSC and its competitors. Alatau City Bank JSC's current LT-Debt-to-Total-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alatau City Bank JSC stock overvalued right now?
Alatau City Bank JSC (XKAZ:TSBN) has a current LT-Debt-to-Total-Asset of 0.11. The stock's GF Value™ is ₸2,250.51, compared to a current price of ₸1,641.00 — trading 27.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.11. Alatau City Bank JSC's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Alatau City Bank JSC (XKAZ:TSBN), the current LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alatau City Bank JSC (XKAZ:TSBN) Overvalued in 2026?

Based on GuruFocus' analysis, Alatau City Bank JSC stock appears to be undervalued. The current stock price of ₸1,641.00 is trading 27.1% below its estimated GF Value™ of ₸2,250.51.

Key valuation signals for XKAZ:TSBN:

  • LT-Debt-to-Total-Asset: 0.11
  • GF Value™: ₸2,250.51 vs. price of ₸1,641.00 (27.1% below fair value)
  • GF Score™: 15/100 with 3 warning signs

No single metric tells the full story. See the XKAZ:TSBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alatau City Bank JSC Business Description

Other Exchanges TSBNp.PFD:Kazakhstan
Address 24 Syganak Street, Esil district, Nur-Sultan, KAZ, Z05K7B0
Alatau City Bank JSC is a banking corporation registered in Kazakhstan. The company provides a wide range of services to individuals, entrepreneurs, and corporate clients across all regions of Kazakhstan. It offers Alatau City Bank Tole, Loans, Deposits, Investments, Tariffs, Osim magazine, Banking, and Other products.
15GF Score

Get the complete analysis for XKAZ:TSBN

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₸1,641.00
Price
₸2,250.51
GF Value