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Alatau City Bank JSC stock PB Ratio (=0.24) is close to 10-year low of 0.24.
The historical rank and industry rank for Alatau City Bank JSC's PB Ratio or its related term are showing as below:
XKAZ:TSBN'
s PB Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.54 Max: 10.48
Current: 0.24
During the past 13 years, Alatau City Bank JSC's highest PB Ratio was 10.48. The lowest was 0.24. And the median was 0.54.
XKAZ:TSBN's PB Ratio is not ranked
in the Banks industry.
Industry Median: 1.12
vs XKAZ:TSBN: 0.24
During the past 12 months, Alatau City Bank JSC's average Book Value Per Share Growth Rate was 13.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 24.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 18.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 13.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alatau City Bank JSC was 154.30% per year. The lowest was -60.30% per year. And the median was 15.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Alatau City Bank JSC PB Ratio Related Terms
Alatau City Bank JSC PB Ratio Historical Data
* Premium members only.
The historical data trend for Alatau City Bank JSC's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alatau City Bank JSC PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Alatau City Bank JSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alatau City Bank JSC PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Alatau City Bank JSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Alatau City Bank JSC's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Alatau City Bank JSC (XKAZ:TSBN) has a PB Ratio of 0.24 as of Aug. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alatau City Bank JSC and its competitors. This is 56% below median its historical median of 0.54. Over the past decade, Alatau City Bank JSC's PB Ratio has ranged from 0.24 to 10.48.
Is Alatau City Bank JSC's PB Ratio too high?
Alatau City Bank JSC's current PB Ratio of 0.24 is 56% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 10.48. The Banks industry median PB Ratio is 1.12. Alatau City Bank JSC's value of 0.24 is 78.6% below this industry median. Overall, Alatau City Bank JSC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alatau City Bank JSC's PB Ratio compare to competitors?
Alatau City Bank JSC's PB Ratio of 0.24 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.12. Alatau City Bank JSC's value of 0.24 is 78.6% below this benchmark. Historically, Alatau City Bank JSC's own PB Ratio has ranged from 0.24 to 10.48 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.12, Alatau City Bank JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alatau City Bank JSC's current PB Ratio of 0.24 is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alatau City Bank JSC and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alatau City Bank JSC's current PB Ratio is 0.24, which is 56% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alatau City Bank JSC stock overvalued right now?
Alatau City Bank JSC (XKAZ:TSBN) has a current PB Ratio of 0.24. The stock's GF Value™ is ₸2,250.51, compared to a current price of ₸1,641.00 — trading 27.1% below its estimated fair value. The current PB Ratio is 0.24, which is 56% below median its 10-year median of 0.54 and 78.6% below the Banks industry median of 1.12. Alatau City Bank JSC's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Alatau City Bank JSC (XKAZ:TSBN), the current PB Ratio is 0.24 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alatau City Bank JSC (XKAZ:TSBN) Overvalued in 2026?
Based on GuruFocus' analysis, Alatau City Bank JSC stock appears to be undervalued.
The current stock price of ₸1,641.00 is trading 27.1% below its estimated GF Value™ of ₸2,250.51.
Key valuation signals for XKAZ:TSBN:
PB Ratio: 0.24 (56% below median its 10-year median of 0.54)
GF Value™: ₸2,250.51 vs. price of ₸1,641.00 (27.1% below fair value)
No single metric tells the full story. See the XKAZ:TSBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alatau City Bank JSC is a banking corporation registered in Kazakhstan. The company provides a wide range of services to individuals, entrepreneurs, and corporate clients across all regions of Kazakhstan. It offers Alatau City Bank Tole, Loans, Deposits, Investments, Tariffs, Osim magazine, Banking, and Other products.
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