Alatau City Bank JSC (XKAZ:TSBN) PS Ratio: 0.72 (As of Aug. 19, 2026) — 23% Below Median

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XKAZ:TSBN Alatau City Bank JSC XKAZ:TSBN
15 GF Score
Price ₸1,641.00
GF Value ₸2,250.51
! 3 Warning Signs
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What is Alatau City Bank JSC PS Ratio?

Alatau City Bank JSC XKAZ:TSBN 15 PS Ratio is 0.72 as of Aug. 19, 2026, which is 23% below its 10-year median of 0.93. GuruFocus rates XKAZ:TSBN with a GF Score™ of 15/100 and a GF Value™ of ₸2,250.51. The stock has 3 warning signs investors should review.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Alatau City Bank JSC's share price is ₸1641.00. Alatau City Bank JSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₸2,266.50. Hence, Alatau City Bank JSC's PS Ratio for today is 0.72.

The historical rank and industry rank for Alatau City Bank JSC's PS Ratio or its related term are showing as below:

XKAZ:TSBN' s PS Ratio Range Over the Past 10 Years
Min: 0.63   Med: 0.93   Max: 74.06
Current: 0.72

During the past 13 years, Alatau City Bank JSC's highest PS Ratio was 74.06. The lowest was 0.63. And the median was 0.93.

XKAZ:TSBN's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.11 vs XKAZ:TSBN: 0.72

Alatau City Bank JSC's Revenue per Sharefor the three months ended in Mar. 2026 was ₸608.65. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₸2,266.50.

Warning Sign:

Alatau City Bank JSC revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Alatau City Bank JSC was -7.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 7.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was 12.70% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.10% per year.

During the past 13 years, Alatau City Bank JSC's highest 3-Year average Revenue per Share Growth Rate was 33.60% per year. The lowest was -37.90% per year. And the median was 14.00% per year.

Back to Basics: PS Ratio


Alatau City Bank JSC  (XKAZ:TSBN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Alatau City Bank JSC PS Ratio Related Terms


Alatau City Bank JSC PS Ratio Historical Data

* Premium members only.

The historical data trend for Alatau City Bank JSC's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alatau City Bank JSC PS Ratio Chart

Alatau City Bank JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.61 0.93 0.86 0.68 0.74

Alatau City Bank JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.63 0.74 0.74 0.72

Alatau City Bank JSC PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Alatau City Bank JSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alatau City Bank JSC PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Alatau City Bank JSC's PS Ratio distribution charts can be found below:

* The bar in red indicates where Alatau City Bank JSC's PS Ratio falls into.


XKAZ:TSBN
15GF Score
Alatau City Bank JSC XKAZ:TSBN
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alatau City Bank JSC PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Alatau City Bank JSC's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1641.00/2266.5
=0.72

Alatau City Bank JSC's Share Price of today is ₸1641.00.
Alatau City Bank JSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₸2,266.50.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.72 mean?
Alatau City Bank JSC (XKAZ:TSBN) has a PS Ratio of 0.72 as of Aug. 19, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Alatau City Bank JSC and its competitors. This is 23% below median its historical median of 0.93. Over the past decade, Alatau City Bank JSC's PS Ratio has ranged from 0.63 to 74.06.
Is Alatau City Bank JSC's PS Ratio too high?
Alatau City Bank JSC's current PS Ratio of 0.72 is 23% below median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 74.06. The Banks industry median PS Ratio is 3.11. Alatau City Bank JSC's value of 0.72 is 76.8% below this industry median. Overall, Alatau City Bank JSC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alatau City Bank JSC's PS Ratio compare to competitors?
Alatau City Bank JSC's PS Ratio of 0.72 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.11. Alatau City Bank JSC's value of 0.72 is 76.8% below this benchmark. Historically, Alatau City Bank JSC's own PS Ratio has ranged from 0.63 to 74.06 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 3.11, Alatau City Bank JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alatau City Bank JSC's current PS Ratio of 0.72 is 76.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Alatau City Bank JSC and its competitors. For the Banks industry, the median PS Ratio is 3.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alatau City Bank JSC's current PS Ratio is 0.72, which is 23% below median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alatau City Bank JSC stock overvalued right now?
Alatau City Bank JSC (XKAZ:TSBN) has a current PS Ratio of 0.72. The stock's GF Value™ is ₸2,250.51, compared to a current price of ₸1,641.00 — trading 27.1% below its estimated fair value. The current PS Ratio is 0.72, which is 23% below median its 10-year median of 0.93 and 76.8% below the Banks industry median of 3.11. Alatau City Bank JSC's overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Alatau City Bank JSC (XKAZ:TSBN), the current PS Ratio is 0.72 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alatau City Bank JSC (XKAZ:TSBN) Overvalued in 2026?

Based on GuruFocus' analysis, Alatau City Bank JSC stock appears to be undervalued. The current stock price of ₸1,641.00 is trading 27.1% below its estimated GF Value™ of ₸2,250.51.

Key valuation signals for XKAZ:TSBN:

  • PS Ratio: 0.72 (23% below median its 10-year median of 0.93)
  • GF Value™: ₸2,250.51 vs. price of ₸1,641.00 (27.1% below fair value)
  • GF Score™: 15/100 with 3 warning signs
  • Industry Position: 76.8% below the Banks median

No single metric tells the full story. See the XKAZ:TSBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alatau City Bank JSC Business Description

Other Exchanges TSBNp.PFD:Kazakhstan
Address 24 Syganak Street, Esil district, Nur-Sultan, KAZ, Z05K7B0
Alatau City Bank JSC is a banking corporation registered in Kazakhstan. The company provides a wide range of services to individuals, entrepreneurs, and corporate clients across all regions of Kazakhstan. It offers Alatau City Bank Tole, Loans, Deposits, Investments, Tariffs, Osim magazine, Banking, and Other products.
15GF Score

Get the complete analysis for XKAZ:TSBN

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₸1,641.00
Price
₸2,250.51
GF Value