Alatau City Bank JSC (XKAZ:TSBN) Selling, General, & Admin. Expense: ₸41,365 Mil (TTM As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKAZ:TSBN Alatau City Bank JSC XKAZ:TSBN
15 GF Score
Price ₸1,641.00
GF Value ₸2,250.51
! 4 Warning Signs
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What is Alatau City Bank JSC Selling, General, & Admin. Expense?

Alatau City Bank JSC XKAZ:TSBN 15 Selling, General, & Admin. Expense is ₸41,365 Mil as of Jun. 2026. GuruFocus rates XKAZ:TSBN with a GF Score™ of 15/100 and a GF Value™ of ₸2,250.51. The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Alatau City Bank JSC's selling, general, & admin. expense for the three months ended in Jun. 2026 was ₸10,517 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₸41,365 Mil.


Alatau City Bank JSC  (XKAZ:TSBN) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Alatau City Bank JSC Selling, General, & Admin. Expense Related Terms


Alatau City Bank JSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Alatau City Bank JSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alatau City Bank JSC Selling, General, & Admin. Expense Chart

Alatau City Bank JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23,438.00 25,117.00 30,962.00 41,312.00 36,736.00

Alatau City Bank JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,881.00 15,637.00 6,715.00 8,496.00 10,517.00

Alatau City Bank JSC Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Alatau City Bank JSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alatau City Bank JSC Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Alatau City Bank JSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Alatau City Bank JSC's Selling, General, & Admin. Expense falls into.


XKAZ:TSBN
15GF Score
Alatau City Bank JSC XKAZ:TSBN
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Alatau City Bank JSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₸41,365 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₸41,365 Mil mean?
Alatau City Bank JSC (XKAZ:TSBN) has a Selling, General, & Admin. Expense of ₸41,365 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Alatau City Bank JSC and its competitors.
Is Alatau City Bank JSC's Selling, General, & Admin. Expense too high?
Alatau City Bank JSC's current Selling, General, & Admin. Expense is ₸41,365 Mil. Overall, Alatau City Bank JSC has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Alatau City Bank JSC's Selling, General, & Admin. Expense compare to competitors?
Alatau City Bank JSC's Selling, General, & Admin. Expense of ₸41,365 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Alatau City Bank JSC and its competitors. Alatau City Bank JSC's current Selling, General, & Admin. Expense is ₸41,365 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alatau City Bank JSC stock overvalued right now?
Alatau City Bank JSC (XKAZ:TSBN) has a current Selling, General, & Admin. Expense of ₸41,365 Mil. The stock's GF Value™ is ₸2,250.51, compared to a current price of ₸1,641.00 — trading 27.1% below its estimated fair value. The current Selling, General, & Admin. Expense is ₸41,365 Mil. Alatau City Bank JSC's overall GF Score™ is 15/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Alatau City Bank JSC (XKAZ:TSBN), the current Selling, General, & Admin. Expense is ₸41,365 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alatau City Bank JSC (XKAZ:TSBN) Overvalued in 2026?

Based on GuruFocus' analysis, Alatau City Bank JSC stock appears to be undervalued. The current stock price of ₸1,641.00 is trading 27.1% below its estimated GF Value™ of ₸2,250.51.

Key valuation signals for XKAZ:TSBN:

  • Selling, General, & Admin. Expense: ₸41,365 Mil
  • GF Value™: ₸2,250.51 vs. price of ₸1,641.00 (27.1% below fair value)
  • GF Score™: 15/100 with 4 warning signs

No single metric tells the full story. See the XKAZ:TSBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alatau City Bank JSC Business Description

Other Exchanges TSBNp.PFD:Kazakhstan
Address 24 Syganak Street, Esil district, Nur-Sultan, KAZ, Z05K7B0
Alatau City Bank JSC is a banking corporation registered in Kazakhstan. The company provides a wide range of services to individuals, entrepreneurs, and corporate clients across all regions of Kazakhstan. It offers Alatau City Bank Tole, Loans, Deposits, Investments, Tariffs, Osim magazine, Banking, and Other products.
15GF Score

Get the complete analysis for XKAZ:TSBN

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₸1,641.00
Price
₸2,250.51
GF Value