Jyoti Bikas Bank (XNEP:JBBL) FCF Margin %: 0.00% (As of Apr. 2026)


XNEP:JBBL Jyoti Bikas Bank Ltd XNEP:JBBL
72 GF Score
Price NPR336.00
GF Value NPR329.03
Valuation Fairly Valued
! 3 Warning Signs
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What is Jyoti Bikas Bank FCF Margin %?

Jyoti Bikas Bank XNEP:JBBL -0.59% 72 FCF Margin % is 0.00% as of Apr. 2026. GuruFocus rates XNEP:JBBL with a GF Score™ of 72/100 and a GF Value™ of NPR329.03 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,508 Banks companies, Jyoti Bikas Bank ranks worse than 92.57% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Jyoti Bikas Bank's Free Cash Flow for the three months ended in Apr. 2026 was NPR0 Mil. Jyoti Bikas Bank's Revenue for the three months ended in Apr. 2026 was NPR688 Mil. Therefore, Jyoti Bikas Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.

As of today, Jyoti Bikas Bank's current FCF Yield % is -18.25%.

The historical rank and industry rank for Jyoti Bikas Bank's FCF Margin % or its related term are showing as below:

XNEP:JBBL' s FCF Margin % Range Over the Past 10 Years
Min: -163.89   Med: 62.41   Max: 264.92
Current: -103.31


During the past 13 years, the highest FCF Margin % of Jyoti Bikas Bank was 264.92%. The lowest was -163.89%. And the median was 62.41%.

XNEP:JBBL's FCF Margin % is ranked worse than
92.57% of 1508 companies
in the Banks industry
Industry Median: 26.355 vs XNEP:JBBL: -103.31


Jyoti Bikas Bank FCF Margin % Related Terms


Jyoti Bikas Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Jyoti Bikas Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jyoti Bikas Bank FCF Margin % Chart

Jyoti Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 91.56 154.19 -106.52 152.22 -107.17

Jyoti Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Jyoti Bikas Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Jyoti Bikas Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jyoti Bikas Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jyoti Bikas Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Jyoti Bikas Bank's FCF Margin % falls into.


XNEP:JBBL
72GF Score
Jyoti Bikas Bank Ltd XNEP:JBBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jyoti Bikas Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Jyoti Bikas Bank's FCF Margin for the fiscal year that ended in Jul. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=-2694.852/2514.58
=-107.17 %

Jyoti Bikas Bank's FCF Margin for the quarter that ended in Apr. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=0/688.486
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Jyoti Bikas Bank (XNEP:JBBL) has a FCF Margin % of 0.00% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jyoti Bikas Bank and its competitors. According to the industry distribution chart, Jyoti Bikas Bank ranks #1396 out of 1508 companies in the Banks industry, placing it in the top 92.6%.
Is Jyoti Bikas Bank's FCF Margin % too high?
Jyoti Bikas Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Jyoti Bikas Bank ranks #1396 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jyoti Bikas Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jyoti Bikas Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Jyoti Bikas Bank ranks #1396 out of 1508 companies for FCF Margin %. This places Jyoti Bikas Bank in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Jyoti Bikas Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyoti Bikas Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyoti Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Jyoti Bikas Bank (XNEP:JBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR329.03, compared to a current price of NPR336.00 — trading 2.1% above its estimated fair value. The current FCF Margin % is 0.00%. Jyoti Bikas Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Jyoti Bikas Bank (XNEP:JBBL), the current FCF Margin % is 0.00% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyoti Bikas Bank (XNEP:JBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Jyoti Bikas Bank stock appears to be overvalued. The current stock price of NPR336.00 is trading 2.1% above its estimated GF Value™ of NPR329.03. GuruFocus considers Jyoti Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:JBBL:

  • FCF Margin %: 0.00%
  • GF Value™: NPR329.03 vs. price of NPR336.00 (2.1% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the XNEP:JBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jyoti Bikas Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Jyoti Bikas Bank Ltd provides standard banking services in Nepal. The company focuses on financing the development of hydropower and infrastructure and providing banking facilities to the general public for various purposes. The Bank operates in the following segments: Core Banking, Micro Finance, Treasury, and Digital Banking & Others. The majority of the revenue is generated from the Core Banking segment. All the revenues come from the domestic market.
72GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR336.00
Price
NPR329.03
GF Value