Jyoti Bikas BankXNEP:JBBL +1.18%72 Median PS Value is NPR295.98 as of Jul. 06, 2026, which is 100% below its 10-year median of 1.23. GuruFocus rates XNEP:JBBL with a GF Score™ of 72/100 and a GF Value™ of NPR329.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,042 Banks companies, Jyoti Bikas Bank ranks worse than 55.28% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-07-06), Jyoti Bikas Bank's share price is NPR343.00. Jyoti Bikas Bank's Median PS Value is NPR295.98. Therefore, Jyoti Bikas Bank's Price to Median PS Value for today is 1.16.
The historical rank and industry rank for Jyoti Bikas Bank's Median PS Value or its related term are showing as below:
XNEP:JBBL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.03 Med: 1.23 Max: 1.42
Current: 1.16
During the past 13 years, the highest Price to Median PS Value of Jyoti Bikas Bank was 1.42. The lowest was 1.03. And the median was 1.23.
XNEP:JBBL's Price-to-Median-PS-Value is ranked worse than 55.28% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs XNEP:JBBL: 1.16
Jyoti Bikas Bank (XNEP:JBBL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Jyoti Bikas Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
343.00
/
295.98
=
1.16
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jyoti Bikas Bank Median PS Value Related Terms
Jyoti Bikas Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for Jyoti Bikas Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jyoti Bikas Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Jyoti Bikas Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jyoti Bikas Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Jyoti Bikas Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Jyoti Bikas Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.9876.
Jyoti Bikas Bank's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR59.343.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jyoti Bikas Bank (XNEP:JBBL) has a Median PS Value of NPR295.98 as of Jul. 06, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Jyoti Bikas Bank and its competitors. This is 23963% above median its historical median of 1.23. Over the past decade, Jyoti Bikas Bank's Median PS Value has ranged from 1.03 to 1.42. According to the industry distribution chart, Jyoti Bikas Bank ranks #576 out of 1042 companies in the Banks industry, placing it in the top 55.3%.
Is Jyoti Bikas Bank's Median PS Value too high?
Jyoti Bikas Bank's current Median PS Value of NPR295.98 is 23963% above median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 1.42. Based on the distribution chart, Jyoti Bikas Bank ranks #576 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, Jyoti Bikas Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jyoti Bikas Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Jyoti Bikas Bank ranks #576 out of 1042 companies for Median PS Value. This places Jyoti Bikas Bank in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Jyoti Bikas Bank's own Median PS Value has ranged from 1.03 to 1.42 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Jyoti Bikas Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyoti Bikas Bank's current Median PS Value is NPR295.98, which is 23963% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyoti Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Jyoti Bikas Bank (XNEP:JBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR329.25, compared to a current price of NPR343.00 — trading 4.2% above its estimated fair value. The current Median PS Value is NPR295.98, which is 23963% above median its 10-year median of 1.23. Jyoti Bikas Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Jyoti Bikas Bank (XNEP:JBBL), the current Median PS Value is NPR295.98 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jyoti Bikas Bank (XNEP:JBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Jyoti Bikas Bank stock appears to be overvalued.
The current stock price of NPR343.00 is trading 4.2% above its estimated GF Value™ of NPR329.25.
GuruFocus considers Jyoti Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:JBBL:
Median PS Value: NPR295.98 (23963% above median its 10-year median of 1.23)
GF Value™: NPR329.25 vs. price of NPR343.00 (4.2% above fair value)
No single metric tells the full story. See the XNEP:JBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jyoti Bikas Bank Ltd provides standard banking services in Nepal. The company focuses on financing the development of hydropower and infrastructure and providing banking facilities to the general public for various purposes. The Bank operates in the following segments: Core Banking, Micro Finance, Treasury, and Digital Banking & Others. The majority of the revenue is generated from the Core Banking segment. All the revenues come from the domestic market.
72GF Score
Get the complete analysis for XNEP:JBBL
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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