Jyoti Bikas Bank (XNEP:JBBL) Margin of Safety % (DCF Earnings Based): -276.85% (As of Jun. 30, 2026)


XNEP:JBBL Jyoti Bikas Bank Ltd XNEP:JBBL
72 GF Score
Price NPR336.00
GF Value NPR329.03
Valuation Fairly Valued
! 3 Warning Signs
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What is Jyoti Bikas Bank Margin of Safety % (DCF Earnings Based)?

Jyoti Bikas Bank XNEP:JBBL -0.59% 72 Margin of Safety % (DCF Earnings Based) is -276.85% as of Jun. 30, 2026. GuruFocus rates XNEP:JBBL with a GF Score™ of 72/100 and a GF Value™ of NPR329.03 (Fairly Valued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-30), Jyoti Bikas Bank's Predictability Rank is 4.5-Stars. Jyoti Bikas Bank's intrinsic value calculated from the Discounted Earnings model is NPR89.16 and current share price is NPR336.00. Consequently,

Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -276.85%.

Jyoti Bikas Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jyoti Bikas Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) falls into.


XNEP:JBBL
72GF Score
Jyoti Bikas Bank Ltd XNEP:JBBL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Jyoti Bikas Bank Margin of Safety % (DCF Earnings Based) Calculation

Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(89.16-336.00)/89.16
=-276.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -276.85% mean?
Jyoti Bikas Bank (XNEP:JBBL) has a Margin of Safety % (DCF Earnings Based) of -276.85% as of Jun. 30, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Jyoti Bikas Bank.
Is Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) too high?
Jyoti Bikas Bank's current Margin of Safety % (DCF Earnings Based) is -276.85%. Overall, Jyoti Bikas Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Jyoti Bikas Bank's Margin of Safety % (DCF Earnings Based) of -276.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Jyoti Bikas Bank. Jyoti Bikas Bank's current Margin of Safety % (DCF Earnings Based) is -276.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyoti Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Jyoti Bikas Bank (XNEP:JBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR329.03, compared to a current price of NPR336.00 — trading 2.1% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -276.85%. Jyoti Bikas Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Jyoti Bikas Bank (XNEP:JBBL), the current Margin of Safety % (DCF Earnings Based) is -276.85% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyoti Bikas Bank (XNEP:JBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Jyoti Bikas Bank stock appears to be overvalued. The current stock price of NPR336.00 is trading 2.1% above its estimated GF Value™ of NPR329.03. GuruFocus considers Jyoti Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:JBBL:

  • Margin of Safety % (DCF Earnings Based): -276.85%
  • GF Value™: NPR329.03 vs. price of NPR336.00 (2.1% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the XNEP:JBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jyoti Bikas Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Jyoti Bikas Bank Ltd provides standard banking services in Nepal. The company focuses on financing the development of hydropower and infrastructure and providing banking facilities to the general public for various purposes. The Bank operates in the following segments: Core Banking, Micro Finance, Treasury, and Digital Banking & Others. The majority of the revenue is generated from the Core Banking segment. All the revenues come from the domestic market.
72GF Score

Get the complete analysis for XNEP:JBBL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR336.00
Price
NPR329.03
GF Value