Jyoti Bikas Bank (XNEP:JBBL) FCF Yield %: -18.08 (As of Jul. 08, 2026)


XNEP:JBBL Jyoti Bikas Bank Ltd XNEP:JBBL
72 GF Score
Price NPR339.00
GF Value NPR329.29
Valuation Fairly Valued
! 3 Warning Signs
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What is Jyoti Bikas Bank FCF Yield %?

Jyoti Bikas Bank XNEP:JBBL -1.74% 72 FCF Yield % is -18.08 as of Jul. 08, 2026. GuruFocus rates XNEP:JBBL with a GF Score™ of 72/100 and a GF Value™ of NPR329.29 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,503 Banks companies, Jyoti Bikas Bank ranks worse than 85.83% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Jyoti Bikas Bank's Trailing 12-Month Free Cash Flow is NPR-2,695 Mil, and Market Cap is NPR14,902 Mil. Therefore, Jyoti Bikas Bank's FCF Yield % for today is -18.08%.

The historical rank and industry rank for Jyoti Bikas Bank's FCF Yield % or its related term are showing as below:

XNEP:JBBL' s FCF Yield % Range Over the Past 10 Years
Min: -18.3   Med: 0   Max: 0
Current: -18.08


XNEP:JBBL's FCF Yield % is ranked worse than
85.83% of 1503 companies
in the Banks industry
Industry Median: 8.11 vs XNEP:JBBL: -18.08

Jyoti Bikas Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.


Jyoti Bikas Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Jyoti Bikas Bank FCF Yield % Related Terms


Jyoti Bikas Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Jyoti Bikas Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jyoti Bikas Bank FCF Yield % Chart

Jyoti Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.67 24.34 -19.04 23.62 -16.25

Jyoti Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Jyoti Bikas Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Jyoti Bikas Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jyoti Bikas Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Jyoti Bikas Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Jyoti Bikas Bank's FCF Yield % falls into.


XNEP:JBBL
72GF Score
Jyoti Bikas Bank Ltd XNEP:JBBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jyoti Bikas Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Jyoti Bikas Bank's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-2694.852 / 16578.7597
=-16.25%

Jyoti Bikas Bank's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 15829.2758
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -18.08 mean?
Jyoti Bikas Bank (XNEP:JBBL) has a FCF Yield % of -18.08 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jyoti Bikas Bank and its competitors. According to the industry distribution chart, Jyoti Bikas Bank ranks #1290 out of 1503 companies in the Banks industry, placing it in the top 85.8%.
Is Jyoti Bikas Bank's FCF Yield % too high?
Jyoti Bikas Bank's current FCF Yield % is -18.08. Based on the distribution chart, Jyoti Bikas Bank ranks #1290 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jyoti Bikas Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jyoti Bikas Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Jyoti Bikas Bank ranks #1290 out of 1503 companies for FCF Yield %. This places Jyoti Bikas Bank in the lower half of its industry. The industry median FCF Yield % is 8.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Jyoti Bikas Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyoti Bikas Bank's current FCF Yield % is -18.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyoti Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Jyoti Bikas Bank (XNEP:JBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR329.29, compared to a current price of NPR339.00 — trading 2.9% above its estimated fair value. The current FCF Yield % is -18.08. Jyoti Bikas Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Jyoti Bikas Bank (XNEP:JBBL), the current FCF Yield % is -18.08 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyoti Bikas Bank (XNEP:JBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Jyoti Bikas Bank stock appears to be overvalued. The current stock price of NPR339.00 is trading 2.9% above its estimated GF Value™ of NPR329.29. GuruFocus considers Jyoti Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:JBBL:

  • FCF Yield %: -18.08
  • GF Value™: NPR329.29 vs. price of NPR339.00 (2.9% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the XNEP:JBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jyoti Bikas Bank Business Description

Address Kamalpokhari, Kathmandu, NPL
Jyoti Bikas Bank Ltd provides standard banking services in Nepal. The company focuses on financing the development of hydropower and infrastructure and providing banking facilities to the general public for various purposes. The Bank operates in the following segments: Core Banking, Micro Finance, Treasury, and Digital Banking & Others. The majority of the revenue is generated from the Core Banking segment. All the revenues come from the domestic market.
72GF Score

Get the complete analysis for XNEP:JBBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR339.00
Price
NPR329.29
GF Value