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Peninsula GroupXTAE:PEN 61 FCF Margin % is 29.41% as of Mar. 2026. GuruFocus rates XTAE:PEN with a GF Score™ of 61/100 and a GF Value™ of ₪2.71 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 533 Credit Services companies, Peninsula Group ranks worse than 81.99% on this metric.
The historical rank and industry rank for Peninsula Group's FCF Margin % or its related term are showing as below:
XTAE:PEN'
s FCF Margin % Range Over the Past 10 Years
Min: -477.38 Med: -53.96 Max: 293.74
Current: -102.38
During the past 13 years, the highest FCF Margin % of Peninsula Group was 293.74%. The lowest was -477.38%. And the median was -53.96%.
XTAE:PEN's FCF Margin % is ranked worse than 81.99% of 533
companies
in the Credit Services industry
Industry Median: 0.3
vs XTAE:PEN: -102.38
Peninsula Group FCF Margin % Related Terms
Peninsula Group FCF Margin % Historical Data
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The historical data trend for Peninsula Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Peninsula Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peninsula Group FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Peninsula Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Peninsula Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peninsula Group (XTAE:PEN) has a FCF Margin % of 29.41% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Peninsula Group and its competitors. According to the industry distribution chart, Peninsula Group ranks #437 out of 533 companies in the Credit Services industry, placing it in the top 82%.
Is Peninsula Group's FCF Margin % too high?
Peninsula Group's current FCF Margin % is 29.41%. The Credit Services industry median FCF Margin % is 0.30. Peninsula Group's value of 29.41% is 9703.3% above this industry median. Based on the distribution chart, Peninsula Group ranks #437 out of 533 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Peninsula Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peninsula Group's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Peninsula Group ranks #437 out of 533 companies for FCF Margin %. This places Peninsula Group in the lower half of its industry. The industry median FCF Margin % is 0.30. Peninsula Group's value of 29.41% is 9703.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.30, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peninsula Group's current FCF Margin % of 29.41% is 9703.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Peninsula Group and its competitors. For the Credit Services industry, the median FCF Margin % is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peninsula Group's current FCF Margin % is 29.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peninsula Group stock overvalued right now?
Based on GuruFocus' analysis, Peninsula Group (XTAE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪2.71, compared to a current price of ₪3.58 — trading 32.1% above its estimated fair value. The current FCF Margin % is 29.41% and 9703.3% above the Credit Services industry median of 0.30. Peninsula Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Peninsula Group (XTAE:PEN), the current FCF Margin % is 29.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peninsula Group (XTAE:PEN) Overvalued in 2026?
Based on GuruFocus' analysis, Peninsula Group stock appears to be overvalued.
The current stock price of ₪3.58 is trading 32.1% above its estimated GF Value™ of ₪2.71.
GuruFocus considers Peninsula Group to be Significantly Overvalued.
Key valuation signals for XTAE:PEN:
FCF Margin %: 29.41%
GF Value™: ₪2.71 vs. price of ₪3.58 (32.1% above fair value)
Industry Position: 9703.3% above the Credit Services median (#437 of 533)
No single metric tells the full story. See the XTAE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peninsula Group Ltd is engaged in providing financial services. The Company is engaged in providing credit facilities including loans, leasing and factoring and investment banking services. It provides credit to small and medium-sized companies in Israel. It also serves customers in fields of manufacturing, commerce, import, distribution, construction, infrastructure, retail, and services.
61GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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