Peninsula Group (XTAE:PEN) E10: ₪0.27 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:PEN Peninsula Group Ltd XTAE:PEN
61 GF Score
Price ₪3.58
GF Value ₪2.71
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Peninsula Group E10?

Peninsula Group XTAE:PEN 61 E10 is ₪0.27 as of Mar. 2026. GuruFocus rates XTAE:PEN with a GF Score™ of 61/100 and a GF Value™ of ₪2.71 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Peninsula Group's adjusted earnings per share data for the three months ended in Mar. 2026 was ₪0.076. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₪0.27 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Peninsula Group's average E10 Growth Rate was 12.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-25), Peninsula Group's current stock price is ₪3.58. Peninsula Group's E10 for the quarter that ended in Mar. 2026 was ₪0.27. Peninsula Group's Shiller PE Ratio of today is 13.26.

During the past 13 years, the highest Shiller PE Ratio of Peninsula Group was 15.39. The lowest was 7.26. And the median was 10.90.


Peninsula Group  (XTAE:PEN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Peninsula Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.58/0.27
=13.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Peninsula Group was 15.39. The lowest was 7.26. And the median was 10.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Peninsula Group E10 Related Terms


Peninsula Group E10 Historical Data

* Premium members only.

The historical data trend for Peninsula Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peninsula Group E10 Chart

Peninsula Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.24 0.26

Peninsula Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.25 0.26 0.26 0.27

XTAE:PEN vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Peninsula Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peninsula Group Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Peninsula Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Peninsula Group's Shiller PE Ratio falls into.


XTAE:PEN
61GF Score
Peninsula Group Ltd XTAE:PEN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peninsula Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Peninsula Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.076/330.2130*330.2130
=0.076

Current CPI (Mar. 2026) = 330.2130.

Peninsula Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.028 241.018 0.038
201609 0.033 241.428 0.045
201612 0.036 241.432 0.049
201703 0.033 243.801 0.045
201706 0.030 244.955 0.040
201709 0.033 246.819 0.044
201712 0.041 246.524 0.055
201803 0.033 249.554 0.044
201806 0.034 251.989 0.045
201809 0.042 252.439 0.055
201812 0.050 251.233 0.066
201903 0.049 254.202 0.064
201906 0.057 256.143 0.073
201909 0.056 256.759 0.072
201912 0.049 256.974 0.063
202003 0.037 258.115 0.047
202006 0.026 257.797 0.033
202009 0.020 260.280 0.025
202012 0.197 260.474 0.250
202103 0.094 264.877 0.117
202106 0.086 271.696 0.105
202109 0.049 274.310 0.059
202112 0.148 278.802 0.175
202203 0.048 287.504 0.055
202206 0.046 296.311 0.051
202209 0.049 296.808 0.055
202212 0.062 296.797 0.069
202303 0.068 301.836 0.074
202306 0.064 305.109 0.069
202309 0.051 307.789 0.055
202312 0.053 306.746 0.057
202403 0.045 312.332 0.048
202406 0.050 314.175 0.053
202409 0.068 315.301 0.071
202412 0.067 315.605 0.070
202503 0.079 319.799 0.082
202506 0.083 322.561 0.085
202509 0.089 324.800 0.090
202512 0.071 324.054 0.072
202603 0.076 330.213 0.076

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₪0.27 mean?
Peninsula Group (XTAE:PEN) has a E10 of ₪0.27 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Peninsula Group and its competitors.
Is Peninsula Group's E10 too high?
Peninsula Group's current E10 is ₪0.27. Overall, Peninsula Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peninsula Group's E10 compare to V and MA?
Peninsula Group's E10 of ₪0.27 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Peninsula Group and its competitors. Peninsula Group's current E10 is ₪0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peninsula Group stock overvalued right now?
Based on GuruFocus' analysis, Peninsula Group (XTAE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪2.71, compared to a current price of ₪3.58 — trading 32.1% above its estimated fair value. The current E10 is ₪0.27. Peninsula Group's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Peninsula Group (XTAE:PEN), the current E10 is ₪0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peninsula Group (XTAE:PEN) Overvalued in 2026?

Based on GuruFocus' analysis, Peninsula Group stock appears to be overvalued. The current stock price of ₪3.58 is trading 32.1% above its estimated GF Value™ of ₪2.71. GuruFocus considers Peninsula Group to be Significantly Overvalued.

Key valuation signals for XTAE:PEN:

  • E10: ₪0.27
  • GF Value™: ₪2.71 vs. price of ₪3.58 (32.1% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the XTAE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peninsula Group Business Description

Address 48 Yehuda Halevi Street, Tel Aviv, ISR, 6578202
Peninsula Group Ltd is engaged in providing financial services. The Company is engaged in providing credit facilities including loans, leasing and factoring and investment banking services. It provides credit to small and medium-sized companies in Israel. It also serves customers in fields of manufacturing, commerce, import, distribution, construction, infrastructure, retail, and services.
61GF Score

Get the complete analysis for XTAE:PEN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪3.58
Price
₪2.71
GF Value