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Peninsula Group (XTAE:PEN) Cyclically Adjusted Book per Share : ₪1.82 (As of Mar. 2025)


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What is Peninsula Group Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Peninsula Group's adjusted book value per share for the three months ended in Mar. 2025 was ₪2.420. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₪1.82 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Peninsula Group's average Cyclically Adjusted Book Growth Rate was -9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2025-05-30), Peninsula Group's current stock price is ₪2.549. Peninsula Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₪1.82. Peninsula Group's Cyclically Adjusted PB Ratio of today is 1.40.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Peninsula Group was 1.44. The lowest was 0.69. And the median was 0.93.


Peninsula Group Cyclically Adjusted Book per Share Historical Data

The historical data trend for Peninsula Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peninsula Group Cyclically Adjusted Book per Share Chart

Peninsula Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 1.78

Peninsula Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.01 2.03 2.04 1.78 1.82

Competitive Comparison of Peninsula Group's Cyclically Adjusted Book per Share

For the Credit Services subindustry, Peninsula Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peninsula Group's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Peninsula Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Peninsula Group's Cyclically Adjusted PB Ratio falls into.


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Peninsula Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Peninsula Group's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=2.42/134.9266*134.9266
=2.420

Current CPI (Mar. 2025) = 134.9266.

Peninsula Group Quarterly Data

Book Value per Share CPI Adj_Book
201506 0.601 100.684 0.805
201509 0.505 100.392 0.679
201512 0.756 99.792 1.022
201603 0.735 100.470 0.987
201606 0.776 101.688 1.030
201609 0.764 101.861 1.012
201612 0.843 101.863 1.117
201703 0.809 102.862 1.061
201706 0.953 103.349 1.244
201709 0.986 104.136 1.278
201712 1.027 104.011 1.332
201803 0.972 105.290 1.246
201806 1.006 106.317 1.277
201809 1.048 106.507 1.328
201812 1.099 105.998 1.399
201903 1.049 107.251 1.320
201906 1.181 108.070 1.474
201909 0.954 108.329 1.188
201912 1.253 108.420 1.559
202003 1.967 108.902 2.437
202006 1.977 108.767 2.452
202009 1.980 109.815 2.433
202012 2.161 109.897 2.653
202103 2.107 111.754 2.544
202106 2.136 114.631 2.514
202109 2.145 115.734 2.501
202112 2.163 117.630 2.481
202203 2.167 121.301 2.410
202206 2.184 125.017 2.357
202209 2.188 125.227 2.357
202212 2.139 125.222 2.305
202303 2.214 127.348 2.346
202306 2.226 128.729 2.333
202309 2.240 129.860 2.327
202312 2.142 129.419 2.233
202403 2.288 131.776 2.343
202406 2.315 132.554 2.356
202409 2.352 133.029 2.386
202412 2.225 133.157 2.255
202503 2.420 134.927 2.420

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Peninsula Group  (XTAE:PEN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Peninsula Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.549/1.82
=1.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Peninsula Group was 1.44. The lowest was 0.69. And the median was 0.93.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Peninsula Group Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Peninsula Group's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Peninsula Group Business Description

Traded in Other Exchanges
N/A
Address
48 Yehuda Halevi Street, Tel Aviv, ISR, 6578202
Peninsula Group Ltd is engaged in providing financial services. The Company is engaged in providing credit facilities including loans, leasing and factoring and investment banking services. It provides credit to small and medium-sized companies in Israel. It also serves customers in fields of manufacturing, commerce, import, distribution, construction, infrastructure, retail, and services.