QBE Insurance Group (ASX:QBE) FCF Yield %: 16.62 (As of Jun. 28, 2026) — 73% Above Median


ASX:QBE QBE Insurance Group Ltd ASX:QBE
80 GF Score
Price A$24.84
GF Value A$20.17
Valuation Modestly Overvalued
! 6 Warning Signs
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What is QBE Insurance Group FCF Yield %?

QBE Insurance Group ASX:QBE -0.16% 80 FCF Yield % is 16.62 as of Jun. 28, 2026, which is 73% above its 10-year median of 9.58. GuruFocus rates ASX:QBE with a GF Score™ of 80/100 and a GF Value™ of A$20.17 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 508 Insurance companies, QBE Insurance Group ranks better than 75.79% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, QBE Insurance Group's Trailing 12-Month Free Cash Flow is A$6,169 Mil, and Market Cap is A$37,112 Mil. Therefore, QBE Insurance Group's FCF Yield % for today is 16.62%.

The historical rank and industry rank for QBE Insurance Group's FCF Yield % or its related term are showing as below:

ASX:QBE' s FCF Yield % Range Over the Past 10 Years
Min: -5.56   Med: 9.58   Max: 24.13
Current: 16.62


During the past 13 years, the highest FCF Yield % of QBE Insurance Group was 24.13%. The lowest was -5.56%. And the median was 9.58%.

ASX:QBE's FCF Yield % is ranked better than
75.79% of 508 companies
in the Insurance industry
Industry Median: 7.095 vs ASX:QBE: 16.62

QBE Insurance Group's FCF Margin % for the quarter that ended in Dec. 2025 was 23.27%.


QBE Insurance Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


QBE Insurance Group FCF Yield % Related Terms


QBE Insurance Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for QBE Insurance Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QBE Insurance Group FCF Yield % Chart

QBE Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.97 19.52 9.01 12.79 20.42

QBE Insurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.36 13.33 12.95 14.88 23.64

ASX:QBE vs CB, PGR, TRV: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, QBE Insurance Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QBE Insurance Group FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, QBE Insurance Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where QBE Insurance Group's FCF Yield % falls into.


ASX:QBE
80GF Score
QBE Insurance Group Ltd ASX:QBE
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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QBE Insurance Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

QBE Insurance Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=6116.32 / 29954.34
=20.42%

QBE Insurance Group's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=3541.265 * 2 / 29954.34
=23.64%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 16.62 mean?
QBE Insurance Group (ASX:QBE) has a FCF Yield % of 16.62 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on QBE Insurance Group and its competitors. This is 73% above median its historical median of 9.58. According to the industry distribution chart, QBE Insurance Group ranks #123 out of 508 companies in the Insurance industry, placing it in the top 24.2%.
Is QBE Insurance Group's FCF Yield % too high?
QBE Insurance Group's current FCF Yield % of 16.62 is 73% above median its 10-year median of 9.58. The Insurance industry median FCF Yield % is 7.10. QBE Insurance Group's value of 16.62 is 134.2% above this industry median. Based on the distribution chart, QBE Insurance Group ranks #123 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, QBE Insurance Group has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QBE Insurance Group's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, QBE Insurance Group ranks #123 out of 508 companies for FCF Yield %. This places QBE Insurance Group in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.10. QBE Insurance Group's value of 16.62 is 134.2% above this benchmark. While the company's 10-year median is 9.58 vs. the industry median of 7.10, QBE Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. QBE Insurance Group's current FCF Yield % of 16.62 is 134.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on QBE Insurance Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QBE Insurance Group's current FCF Yield % is 16.62, which is 73% above median its own 10-year median of 9.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QBE Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, QBE Insurance Group (ASX:QBE) is currently considered Modestly Overvalued. The stock's GF Value™ is A$20.17, compared to a current price of A$24.84 — trading 23.2% above its estimated fair value. The current FCF Yield % is 16.62, which is 73% above median its 10-year median of 9.58 and 134.2% above the Insurance industry median of 7.10. QBE Insurance Group's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For QBE Insurance Group (ASX:QBE), the current FCF Yield % is 16.62 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QBE Insurance Group (ASX:QBE) Overvalued in 2026?

Based on GuruFocus' analysis, QBE Insurance Group stock appears to be overvalued. The current stock price of A$24.84 is trading 23.2% above its estimated GF Value™ of A$20.17. GuruFocus considers QBE Insurance Group to be Modestly Overvalued.

Key valuation signals for ASX:QBE:

  • FCF Yield %: 16.62 (73% above median its 10-year median of 9.58)
  • GF Value™: A$20.17 vs. price of A$24.84 (23.2% above fair value)
  • GF Score™: 80/100 with 6 warning signs
  • Industry Position: 134.2% above the Insurance median (#123 of 508)

No single metric tells the full story. See the ASX:QBE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QBE Insurance Group Business Description

Address 388 George Street, Level 18, Sydney, NSW, AUS, 2000
QBE Insurance is an international property and casualty insurance company. QBE Insurance offers a number of personal, commercial, and specialty lines, including property, auto insurance, agriculture, public/product liability, professional indemnity, workers compensation, marine, energy and aviation, and accident and health.
80GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$24.84
Price
A$20.17
GF Value