QBE Insurance Group (ASX:QBE) Long-Term Debt: A$5,569 Mil (As of Dec. 2025)

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ASX:QBE QBE Insurance Group Ltd ASX:QBE
76 GF Score
Price A$25.76
GF Value A$20.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is QBE Insurance Group Long-Term Debt?

QBE Insurance Group ASX:QBE +1.14% 76 Long-Term Debt is A$5,569 Mil as of Dec. 2025. GuruFocus rates ASX:QBE with a GF Score™ of 76/100 and a GF Value™ of A$20.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

QBE Insurance Group's Long-Term Debt for the quarter that ended in Dec. 2025 was A$5,569 Mil.

QBE Insurance Group's quarterly Long-Term Debt increased from Dec. 2024 (A$4,206 Mil) to Jun. 2025 (A$6,030 Mil) but then declined from Jun. 2025 (A$6,030 Mil) to Dec. 2025 (A$5,569 Mil).

QBE Insurance Group's annual Long-Term Debt increased from Dec. 2023 (A$4,180 Mil) to Dec. 2024 (A$4,206 Mil) and increased from Dec. 2024 (A$4,206 Mil) to Dec. 2025 (A$5,569 Mil).

QBE Insurance Group  (ASX:QBE) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

QBE Insurance Group Long-Term Debt Related Terms

QBE Insurance Group Long-Term Debt Historical Data

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The historical data trend for QBE Insurance Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

QBE Insurance Group Long-Term Debt Chart

QBE Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,568.66 3,464.92 4,180.21 4,206.46 5,568.50

QBE Insurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,180.21 4,590.29 4,206.46 6,030.34 5,568.50
ASX:QBE
76GF Score
QBE Insurance Group Ltd ASX:QBE
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of A$5,569 Mil mean?
QBE Insurance Group (ASX:QBE) has a Long-Term Debt of A$5,569 Mil as of Dec. 2025.
Is QBE Insurance Group's Long-Term Debt too high?
QBE Insurance Group's current Long-Term Debt is A$5,569 Mil. Overall, QBE Insurance Group has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QBE Insurance Group's Long-Term Debt compare to CB and PGR?
QBE Insurance Group's Long-Term Debt of A$5,569 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. QBE Insurance Group's current Long-Term Debt is A$5,569 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QBE Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, QBE Insurance Group (ASX:QBE) is currently considered Modestly Overvalued. The stock's GF Value™ is A$20.40, compared to a current price of A$25.76 — trading 26.3% above its estimated fair value. The current Long-Term Debt is A$5,569 Mil. QBE Insurance Group's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For QBE Insurance Group (ASX:QBE), the current Long-Term Debt is A$5,569 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QBE Insurance Group (ASX:QBE) Overvalued in 2026?

Based on GuruFocus' analysis, QBE Insurance Group stock appears to be overvalued. The current stock price of A$25.76 is trading 26.3% above its estimated GF Value™ of A$20.40. GuruFocus considers QBE Insurance Group to be Modestly Overvalued.

Key valuation signals for ASX:QBE:

  • Long-Term Debt: A$5,569 Mil
  • GF Value™: A$20.40 vs. price of A$25.76 (26.3% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the ASX:QBE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

QBE Insurance Group Business Description

Address 388 George Street, Level 18, Sydney, NSW, AUS, 2000
QBE Insurance is an international property and casualty insurance company. QBE Insurance offers a number of personal, commercial, and specialty lines, including property, auto insurance, agriculture, public/product liability, professional indemnity, workers compensation, marine, energy and aviation, and accident and health.
76GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$25.76
Price
A$20.40
GF Value