QBE Insurance Group (ASX:QBE) 3-Year Share Buyback Ratio: -0.50% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:QBE QBE Insurance Group Ltd ASX:QBE
77 GF Score
Price A$21.95
GF Value A$19.86
Valuation Modestly Overvalued
! 3 Warning Signs
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What is QBE Insurance Group 3-Year Share Buyback Ratio?

QBE Insurance Group ASX:QBE -0.95% 77 3-Year Share Buyback Ratio is -0.50 as of Jun. 2026. GuruFocus rates ASX:QBE with a GF Score™ of 77/100 and a GF Value™ of A$19.86 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 276 Insurance companies, QBE Insurance Group ranks worse than 60.87% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. QBE Insurance Group's current 3-Year Share Buyback Ratio was -0.50%.

The historical rank and industry rank for QBE Insurance Group's 3-Year Share Buyback Ratio or its related term are showing as below:

ASX:QBE' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -16.4   Med: -4.8   Max: 1.6
Current: -0.5

During the past 13 years, QBE Insurance Group's highest 3-Year Share Buyback Ratio was 1.60%. The lowest was -16.40%. And the median was -4.80%.

ASX:QBE's 3-Year Share Buyback Ratio is ranked worse than
60.87% of 276 companies
in the Insurance industry
Industry Median: -0.1 vs ASX:QBE: -0.50

QBE Insurance Group (ASX:QBE) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


QBE Insurance Group 3-Year Share Buyback Ratio Related Terms


ASX:QBE vs CB, PGR, TRV: 3-Year Share Buyback Ratio Comparison

For the Insurance - Property & Casualty subindustry, QBE Insurance Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QBE Insurance Group 3-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, QBE Insurance Group's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where QBE Insurance Group's 3-Year Share Buyback Ratio falls into.


ASX:QBE
77GF Score
QBE Insurance Group Ltd ASX:QBE
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

QBE Insurance Group 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -0.50 mean?
QBE Insurance Group (ASX:QBE) has a 3-Year Share Buyback Ratio of -0.50 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for QBE Insurance Group and its competitors. According to the industry distribution chart, QBE Insurance Group ranks #168 out of 276 companies in the Insurance industry, placing it in the top 60.9%.
Is QBE Insurance Group's 3-Year Share Buyback Ratio too high?
QBE Insurance Group's current 3-Year Share Buyback Ratio is -0.50. Based on the distribution chart, QBE Insurance Group ranks #168 out of 276 companies in the Insurance industry, which is below the industry midpoint. Overall, QBE Insurance Group has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QBE Insurance Group's 3-Year Share Buyback Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, QBE Insurance Group ranks #168 out of 276 companies for 3-Year Share Buyback Ratio. This places QBE Insurance Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for an Insurance company?
A good 3-Year Share Buyback Ratio depends on the Insurance industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for QBE Insurance Group and its competitors. QBE Insurance Group's current 3-Year Share Buyback Ratio is -0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QBE Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, QBE Insurance Group (ASX:QBE) is currently considered Modestly Overvalued. The stock's GF Value™ is A$19.86, compared to a current price of A$21.95 — trading 10.5% above its estimated fair value. The current 3-Year Share Buyback Ratio is -0.50. QBE Insurance Group's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For QBE Insurance Group (ASX:QBE), the current 3-Year Share Buyback Ratio is -0.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QBE Insurance Group (ASX:QBE) Overvalued in 2026?

Based on GuruFocus' analysis, QBE Insurance Group stock appears to be overvalued. The current stock price of A$21.95 is trading 10.5% above its estimated GF Value™ of A$19.86. GuruFocus considers QBE Insurance Group to be Modestly Overvalued.

Key valuation signals for ASX:QBE:

  • 3-Year Share Buyback Ratio: -0.50
  • GF Value™: A$19.86 vs. price of A$21.95 (10.5% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the ASX:QBE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QBE Insurance Group Business Description

Address 388 George Street, Level 18, Sydney, NSW, AUS, 2000
QBE Insurance is an international property and casualty insurance company. QBE Insurance offers a number of personal, commercial, and specialty lines, including property, auto insurance, agriculture, public/product liability, professional indemnity, workers compensation, marine, energy and aviation, and accident and health.
77GF Score

Get the complete analysis for ASX:QBE

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$21.95
Price
A$19.86
GF Value