QBE Insurance Group (ASX:QBE) GF Score: 80/100 (As of Jul. 05, 2026) — 23% Above Median


ASX:QBE QBE Insurance Group Ltd ASX:QBE
80 GF Score
Price A$24.83
GF Value A$20.35
Valuation Modestly Overvalued
! 6 Warning Signs
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What is QBE Insurance Group GF Score?

QBE Insurance Group ASX:QBE -1.00% 80 GF Score is 80 as of Jul. 05, 2026, which is 23% above its 10-year median of 65.00. GuruFocus rates ASX:QBE with a GF Score™ of 80/100 and a GF Value™ of A$20.35 (Modestly Overvalued). The stock has 6 warning signs investors should review.

QBE Insurance Group has the GF Score of 80, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 6/10
3. Growth Rank : 7/10
4. GF Value Rank : 5/10
5. Momentum Rank : 10/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes QBE Insurance Group is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


QBE Insurance Group  (ASX:QBE) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


QBE Insurance Group GF Score Related Terms


ASX:QBE vs CB, PGR, TRV: GF Score Comparison

For the Insurance - Property & Casualty subindustry, QBE Insurance Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


QBE Insurance Group GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, QBE Insurance Group's GF Score distribution charts can be found below:

* The bar in red indicates where QBE Insurance Group's GF Score falls into.


ASX:QBE
80GF Score
QBE Insurance Group Ltd ASX:QBE
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 80 mean?
QBE Insurance Group (ASX:QBE) has a GF Score of 80 as of Jul. 05, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on QBE Insurance Group and its competitors. This is 23% above median its historical median of 65.00. Over the past decade, QBE Insurance Group's GF Score has ranged from 50.00 to 83.00.
Is QBE Insurance Group's GF Score too high?
QBE Insurance Group's current GF Score of 80 is 23% above median its 10-year median of 65.00. Over the past 10 years, this metric has ranged from a low of 50.00 to a high of 83.00. Overall, QBE Insurance Group has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QBE Insurance Group's GF Score compare to CB and PGR?
QBE Insurance Group's GF Score of 80 can be compared against companies in the Insurance industry. Historically, QBE Insurance Group's own GF Score has ranged from 50.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on QBE Insurance Group and its competitors. QBE Insurance Group's current GF Score is 80, which is 23% above median its own 10-year median of 65.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QBE Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, QBE Insurance Group (ASX:QBE) is currently considered Modestly Overvalued. The stock's GF Value™ is A$20.35, compared to a current price of A$24.83 — trading 22% above its estimated fair value. The current GF Score is 80, which is 23% above median its 10-year median of 65.00. QBE Insurance Group's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For QBE Insurance Group (ASX:QBE), the current GF Score is 80 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is QBE Insurance Group (ASX:QBE) Overvalued in 2026?

Based on GuruFocus' analysis, QBE Insurance Group stock appears to be overvalued. The current stock price of A$24.83 is trading 22% above its estimated GF Value™ of A$20.35. GuruFocus considers QBE Insurance Group to be Modestly Overvalued.

Key valuation signals for ASX:QBE:

  • GF Score: 80 (23% above median its 10-year median of 65.00)
  • GF Value™: A$20.35 vs. price of A$24.83 (22% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the ASX:QBE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


QBE Insurance Group Business Description

Address 388 George Street, Level 18, Sydney, NSW, AUS, 2000
QBE Insurance is an international property and casualty insurance company. QBE Insurance offers a number of personal, commercial, and specialty lines, including property, auto insurance, agriculture, public/product liability, professional indemnity, workers compensation, marine, energy and aviation, and accident and health.
80GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$24.83
Price
A$20.35
GF Value