Bank Of Ayudhya PCLBKK:BAY +3.80%63 FCF Yield % is 22.68 as of Jul. 01, 2026, which is 196% above its 10-year median of 7.65. GuruFocus rates BKK:BAY with a GF Score™ of 63/100 and a GF Value™ of ฿27.10 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,507 Banks companies, Bank Of Ayudhya PCL ranks better than 79.1% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank Of Ayudhya PCL FCF Yield % Related Terms
Bank Of Ayudhya PCL FCF Yield % Historical Data
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The historical data trend for Bank Of Ayudhya PCL's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Ayudhya PCL FCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Bank Of Ayudhya PCL's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Ayudhya PCL FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Ayudhya PCL's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank Of Ayudhya PCL's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Ayudhya PCL (BKK:BAY) has a FCF Yield % of 22.68 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank Of Ayudhya PCL and its competitors. This is 196% above median its historical median of 7.65. According to the industry distribution chart, Bank Of Ayudhya PCL ranks #315 out of 1507 companies in the Banks industry, placing it in the top 20.9%.
Is Bank Of Ayudhya PCL's FCF Yield % too high?
Bank Of Ayudhya PCL's current FCF Yield % of 22.68 is 196% above median its 10-year median of 7.65. The Banks industry median FCF Yield % is 8.18. Bank Of Ayudhya PCL's value of 22.68 is 177.3% above this industry median. Based on the distribution chart, Bank Of Ayudhya PCL ranks #315 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of Ayudhya PCL has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Ayudhya PCL's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Bank Of Ayudhya PCL ranks #315 out of 1507 companies for FCF Yield %. This places Bank Of Ayudhya PCL in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.18. Bank Of Ayudhya PCL's value of 22.68 is 177.3% above this benchmark. While the company's 10-year median is 7.65 vs. the industry median of 8.18, Bank Of Ayudhya PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Ayudhya PCL's current FCF Yield % of 22.68 is 177.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank Of Ayudhya PCL and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Ayudhya PCL's current FCF Yield % is 22.68, which is 196% above median its own 10-year median of 7.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Ayudhya PCL stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Ayudhya PCL (BKK:BAY) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿27.10, compared to a current price of ฿41.00 — trading 51.3% above its estimated fair value. The current FCF Yield % is 22.68, which is 196% above median its 10-year median of 7.65 and 177.3% above the Banks industry median of 8.18. Bank Of Ayudhya PCL's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank Of Ayudhya PCL (BKK:BAY), the current FCF Yield % is 22.68 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Ayudhya PCL (BKK:BAY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Ayudhya PCL stock appears to be overvalued.
The current stock price of ฿41.00 is trading 51.3% above its estimated GF Value™ of ฿27.10.
GuruFocus considers Bank Of Ayudhya PCL to be Significantly Overvalued.
Key valuation signals for BKK:BAY:
FCF Yield %: 22.68 (196% above median its 10-year median of 7.65)
GF Value™: ฿27.10 vs. price of ฿41.00 (51.3% above fair value)
Industry Position: 177.3% above the Banks median (#315 of 1507)
No single metric tells the full story. See the BKK:BAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Ayudhya PCL is a full-service universal bank commonly referred to as Krunsgri, operating mostly in Thailand, and with some exposure to other Asian countries. The bank's operations include commercial banking, retail banking, and other financial services, such as wealth management, credit cards, insurance, asset management, securities trading, auto hire purchase, equipment leasing, factoring, microfinance, and installment loans. Its segments include Retail, Commercial, and Others. The majority of revenue is derived from the Retail segment.
63GF Score
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