Bank Of Ayudhya PCL (BKK:BAY) ROC %: % (As of Mar. 2026)


BKK:BAY Bank Of Ayudhya PCL BKK:BAY
65 GF Score
Price ฿38.75
GF Value ฿27.09
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank Of Ayudhya PCL ROC %?

Bank Of Ayudhya PCL BKK:BAY 65 ROC % is % as of Mar. 2026. GuruFocus rates BKK:BAY with a GF Score™ of 65/100 and a GF Value™ of ฿27.09 (Significantly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

BKK:BAY
65GF Score
Bank Of Ayudhya PCL BKK:BAY
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bank Of Ayudhya PCL (BKK:BAY) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank Of Ayudhya PCL and its competitors.
Is Bank Of Ayudhya PCL's ROC % too high?
Bank Of Ayudhya PCL's current ROC % is %. Overall, Bank Of Ayudhya PCL has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Ayudhya PCL's ROC % compare to competitors?
Bank Of Ayudhya PCL's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank Of Ayudhya PCL and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Ayudhya PCL's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Ayudhya PCL stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Ayudhya PCL (BKK:BAY) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿27.09, compared to a current price of ฿38.75 — trading 43% above its estimated fair value. The current ROC % is %. Bank Of Ayudhya PCL's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bank Of Ayudhya PCL (BKK:BAY), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Ayudhya PCL (BKK:BAY) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Ayudhya PCL stock appears to be overvalued. The current stock price of ฿38.75 is trading 43% above its estimated GF Value™ of ฿27.09. GuruFocus considers Bank Of Ayudhya PCL to be Significantly Overvalued.

Key valuation signals for BKK:BAY:

  • ROC %: %
  • GF Value™: ฿27.09 vs. price of ฿38.75 (43% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the BKK:BAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of Ayudhya PCL Business Description

Address 1222 Rama III Road, Bang Phongphang Subdistrict, Yannawa District, Bangkok, THA, 10120
Bank Of Ayudhya PCL is a full-service universal bank commonly referred to as Krunsgri, operating mostly in Thailand, and with some exposure to other Asian countries. The bank's operations include commercial banking, retail banking, and other financial services, such as wealth management, credit cards, insurance, asset management, securities trading, auto hire purchase, equipment leasing, factoring, microfinance, and installment loans. Its segments include Retail, Commercial, and Others. The majority of revenue is derived from the Retail segment.
65GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿38.75
Price
฿27.09
GF Value