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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-10), Bank Of Ayudhya PCL's 3-1 Month Momentum % is 11.41%.
The industry rank for Bank Of Ayudhya PCL's 3-1 Month Momentum % or its related term are showing as below:
BKK:BAY's 3-1 Month Momentum % is ranked better than 71.27% of 1577
companies
in the Banks industry
Industry Median: 6.06
vs BKK:BAY: 11.41
Bank Of Ayudhya PCL (BKK:BAY) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Bank Of Ayudhya PCL 3-1 Month Momentum % Related Terms
Bank Of Ayudhya PCL 3-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Bank Of Ayudhya PCL's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Ayudhya PCL 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Ayudhya PCL's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Bank Of Ayudhya PCL's 3-1 Month Momentum % falls into.
Bank Of Ayudhya PCL (BKK:BAY) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Ayudhya PCL (BKK:BAY) has a 3-1 Month Momentum % of 11.41% as of Sep. 10, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank Of Ayudhya PCL and its competitors. According to the industry distribution chart, Bank Of Ayudhya PCL ranks #453 out of 1577 companies in the Banks industry, placing it in the top 28.7%.
Is Bank Of Ayudhya PCL's 3-1 Month Momentum % too high?
Bank Of Ayudhya PCL's current 3-1 Month Momentum % is 11.41%. The Banks industry median 3-1 Month Momentum % is 6.06. Bank Of Ayudhya PCL's value of 11.41% is 88.3% above this industry median. Based on the distribution chart, Bank Of Ayudhya PCL ranks #453 out of 1577 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Ayudhya PCL has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Ayudhya PCL's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Bank Of Ayudhya PCL ranks #453 out of 1577 companies for 3-1 Month Momentum %. This puts Bank Of Ayudhya PCL in the upper half of its industry. The industry median 3-1 Month Momentum % is 6.06. Bank Of Ayudhya PCL's value of 11.41% is 88.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 6.06, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Ayudhya PCL's current 3-1 Month Momentum % of 11.41% is 88.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bank Of Ayudhya PCL and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 6.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Ayudhya PCL's current 3-1 Month Momentum % is 11.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Ayudhya PCL stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Ayudhya PCL (BKK:BAY) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿27.69, compared to a current price of ฿38.75 — trading 39.9% above its estimated fair value. The current 3-1 Month Momentum % is 11.41% and 88.3% above the Banks industry median of 6.06. Bank Of Ayudhya PCL's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bank Of Ayudhya PCL (BKK:BAY), the current 3-1 Month Momentum % is 11.41% as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Ayudhya PCL (BKK:BAY) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Ayudhya PCL stock appears to be overvalued.
The current stock price of ฿38.75 is trading 39.9% above its estimated GF Value™ of ฿27.69.
GuruFocus considers Bank Of Ayudhya PCL to be Significantly Overvalued.
Key valuation signals for BKK:BAY:
3-1 Month Momentum %: 11.41%
GF Value™: ฿27.69 vs. price of ฿38.75 (39.9% above fair value)
Industry Position: 88.3% above the Banks median (#453 of 1577)
No single metric tells the full story. See the BKK:BAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Ayudhya PCL is a full-service universal bank commonly referred to as Krunsgri, operating mostly in Thailand, and with some exposure to other Asian countries. The bank's operations include commercial banking, retail banking, and other financial services, such as wealth management, credit cards, insurance, asset management, securities trading, auto hire purchase, equipment leasing, factoring, microfinance, and installment loans. Its segments include Retail, Commercial, and Others. The majority of revenue is derived from the Retail segment.
67GF Score
Get the complete analysis for BKK:BAY
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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