Paragon Finance (BOM:531255) FCF Yield %: -12.37 (As of Jul. 31, 2026)

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BOM:531255 Paragon Finance Ltd BOM:531255
59 GF Score
Price ₹52.09
GF Value ₹48.04
Valuation Fairly Valued
! 3 Warning Signs
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What is Paragon Finance FCF Yield %?

Paragon Finance BOM:531255 -1.01% 59 FCF Yield % is -12.37 as of Jul. 31, 2026. GuruFocus rates BOM:531255 with a GF Score™ of 59/100 and a GF Value™ of ₹48.04 (Fairly Valued). The stock has 3 warning signs investors should review. Among 542 Credit Services companies, Paragon Finance ranks worse than 73.25% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Paragon Finance's Trailing 12-Month Free Cash Flow is ₹-27.39 Mil, and Market Cap is ₹221.38 Mil. Therefore, Paragon Finance's FCF Yield % for today is -12.37%.

The historical rank and industry rank for Paragon Finance's FCF Yield % or its related term are showing as below:

BOM:531255' s FCF Yield % Range Over the Past 10 Years
Min: -12.67   Med: 0   Max: 0
Current: -12.37


BOM:531255's FCF Yield % is ranked worse than
73.25% of 542 companies
in the Credit Services industry
Industry Median: -0.3 vs BOM:531255: -12.37

Paragon Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Paragon Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Paragon Finance FCF Yield % Related Terms


Paragon Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for Paragon Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Finance FCF Yield % Chart

Paragon Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.92 39.11 -29.62 5.88 -11.97

Paragon Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:531255 vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Paragon Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Finance FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Paragon Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Paragon Finance's FCF Yield % falls into.


BOM:531255
59GF Score
Paragon Finance Ltd BOM:531255
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paragon Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Paragon Finance's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-27.386 / 228.8625
=-11.97%

Paragon Finance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 228.8625
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -12.37 mean?
Paragon Finance (BOM:531255) has a FCF Yield % of -12.37 as of Jul. 31, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Paragon Finance and its competitors. According to the industry distribution chart, Paragon Finance ranks #397 out of 542 companies in the Credit Services industry, placing it in the top 73.2%.
Is Paragon Finance's FCF Yield % too high?
Paragon Finance's current FCF Yield % is -12.37. Based on the distribution chart, Paragon Finance ranks #397 out of 542 companies in the Credit Services industry, which is below the industry midpoint. Overall, Paragon Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Paragon Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Paragon Finance ranks #397 out of 542 companies for FCF Yield %. This places Paragon Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Paragon Finance and its competitors. Paragon Finance's current FCF Yield % is -12.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Finance stock overvalued right now?
Based on GuruFocus' analysis, Paragon Finance (BOM:531255) is currently considered Fairly Valued. The stock's GF Value™ is ₹48.04, compared to a current price of ₹52.09 — trading 8.4% above its estimated fair value. The current FCF Yield % is -12.37. Paragon Finance's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Paragon Finance (BOM:531255), the current FCF Yield % is -12.37 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Finance (BOM:531255) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Finance stock appears to be overvalued. The current stock price of ₹52.09 is trading 8.4% above its estimated GF Value™ of ₹48.04. GuruFocus considers Paragon Finance to be Fairly Valued.

Key valuation signals for BOM:531255:

  • FCF Yield %: -12.37
  • GF Value™: ₹48.04 vs. price of ₹52.09 (8.4% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the BOM:531255 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Finance Business Description

Address 4/1, Middleton Street, 402 Sikkim House, 4th Floor, Kolkata, WB, IND, 700071
Paragon Finance Ltd is engaged in providing various credit services. It provides its services in the areas of automobile finance, shares, and real estate. The company provides loans against the security of vehicles, investments in shares and mutual funds, finance business concerns, individuals, and companies. Geographically, the company operates only in the Indian market.
59GF Score

Get the complete analysis for BOM:531255

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹52.09
Price
₹48.04
GF Value