Paragon Finance (BOM:531255) OCF Yield %: -8.83 (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531255 Paragon Finance Ltd BOM:531255
59 GF Score
Price ₹52.09
GF Value ₹48.04
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Paragon Finance OCF Yield %?

Paragon Finance BOM:531255 -1.01% 59 OCF Yield % is -8.83 as of Jul. 31, 2026. GuruFocus rates BOM:531255 with a GF Score™ of 59/100 and a GF Value™ of ₹48.04 (Fairly Valued). The stock has 3 warning signs investors should review. Among 542 Credit Services companies, Paragon Finance ranks worse than 69.74% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Paragon Finance's Trailing 12-Month Cash Flow from Operations is ₹0.00 Mil, and Market Cap is ₹221.38 Mil. Therefore, Paragon Finance's OCF Yield % for today is -8.83%.

The historical rank and industry rank for Paragon Finance's OCF Yield % or its related term are showing as below:

BOM:531255' s OCF Yield % Range Over the Past 10 Years
Min: -8.83   Med: 0   Max: -8.83
Current: -8.83


During the past 13 years, the highest OCF Yield % of Paragon Finance was -8.83%. The lowest was -8.83%. And the median was %.

BOM:531255's OCF Yield % is ranked worse than
69.74% of 542 companies
in the Credit Services industry
Industry Median: 0 vs BOM:531255: -8.83

Paragon Finance's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Paragon Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Paragon Finance OCF Yield % Related Terms


Paragon Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Paragon Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Finance OCF Yield % Chart

Paragon Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.27 40.09 -29.62 5.88 -8.81

Paragon Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:531255 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Paragon Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Paragon Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Paragon Finance's OCF Yield % falls into.


BOM:531255
59GF Score
Paragon Finance Ltd BOM:531255
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paragon Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Paragon Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-20.155 / 228.8625
=-8.81%

Paragon Finance's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 228.8625
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -8.83 mean?
Paragon Finance (BOM:531255) has a OCF Yield % of -8.83 as of Jul. 31, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Paragon Finance and its competitors. According to the industry distribution chart, Paragon Finance ranks #378 out of 542 companies in the Credit Services industry, placing it in the top 69.7%.
Is Paragon Finance's OCF Yield % too high?
Paragon Finance's current OCF Yield % is -8.83. Based on the distribution chart, Paragon Finance ranks #378 out of 542 companies in the Credit Services industry, which is below the industry midpoint. Overall, Paragon Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Paragon Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Paragon Finance ranks #378 out of 542 companies for OCF Yield %. This places Paragon Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Paragon Finance and its competitors. Paragon Finance's current OCF Yield % is -8.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Finance stock overvalued right now?
Based on GuruFocus' analysis, Paragon Finance (BOM:531255) is currently considered Fairly Valued. The stock's GF Value™ is ₹48.04, compared to a current price of ₹52.09 — trading 8.4% above its estimated fair value. The current OCF Yield % is -8.83. Paragon Finance's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Paragon Finance (BOM:531255), the current OCF Yield % is -8.83 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Finance (BOM:531255) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Finance stock appears to be overvalued. The current stock price of ₹52.09 is trading 8.4% above its estimated GF Value™ of ₹48.04. GuruFocus considers Paragon Finance to be Fairly Valued.

Key valuation signals for BOM:531255:

  • OCF Yield %: -8.83
  • GF Value™: ₹48.04 vs. price of ₹52.09 (8.4% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the BOM:531255 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Finance Business Description

Address 4/1, Middleton Street, 402 Sikkim House, 4th Floor, Kolkata, WB, IND, 700071
Paragon Finance Ltd is engaged in providing various credit services. It provides its services in the areas of automobile finance, shares, and real estate. The company provides loans against the security of vehicles, investments in shares and mutual funds, finance business concerns, individuals, and companies. Geographically, the company operates only in the Indian market.
59GF Score

Get the complete analysis for BOM:531255

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹52.09
Price
₹48.04
GF Value