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The historical data trend for Paragon Finance's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Paragon Finance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paragon Finance OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Paragon Finance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Paragon Finance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paragon Finance (BOM:531255) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Paragon Finance and its competitors. According to the industry distribution chart, Paragon Finance ranks #473 out of 534 companies in the Credit Services industry, placing it in the top 88.6%.
Is Paragon Finance's OCF Margin % too high?
Paragon Finance's current OCF Margin % is 0.00%. Based on the distribution chart, Paragon Finance ranks #473 out of 534 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Paragon Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Paragon Finance's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Paragon Finance ranks #473 out of 534 companies for OCF Margin %. This places Paragon Finance in the lower half of its industry. The industry median OCF Margin % is 2.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.63, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Paragon Finance and its competitors. For the Credit Services industry, the median OCF Margin % is 2.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Finance's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Finance stock overvalued right now?
Based on GuruFocus' analysis, Paragon Finance (BOM:531255) is currently considered Fairly Valued. The stock's GF Value™ is ₹48.04, compared to a current price of ₹52.09 — trading 8.4% above its estimated fair value. The current OCF Margin % is 0.00%. Paragon Finance's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Paragon Finance (BOM:531255), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paragon Finance (BOM:531255) Overvalued in 2026?
Based on GuruFocus' analysis, Paragon Finance stock appears to be overvalued.
The current stock price of ₹52.09 is trading 8.4% above its estimated GF Value™ of ₹48.04.
GuruFocus considers Paragon Finance to be Fairly Valued.
Key valuation signals for BOM:531255:
OCF Margin %: 0.00%
GF Value™: ₹48.04 vs. price of ₹52.09 (8.4% above fair value)
No single metric tells the full story. See the BOM:531255 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paragon Finance Ltd is engaged in providing various credit services. It provides its services in the areas of automobile finance, shares, and real estate. The company provides loans against the security of vehicles, investments in shares and mutual funds, finance business concerns, individuals, and companies. Geographically, the company operates only in the Indian market.
59GF Score
Get the complete analysis for BOM:531255
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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