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Paragon Finance (BOM:531255) Cyclically Adjusted PB Ratio : (As of Jun. 04, 2025)


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What is Paragon Finance Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Paragon Finance Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Paragon Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Paragon Finance Cyclically Adjusted PB Ratio Chart

Paragon Finance Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.29 0.25 0.45 0.62

Paragon Finance Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.62 - 0.85 -

Competitive Comparison of Paragon Finance's Cyclically Adjusted PB Ratio

For the Credit Services subindustry, Paragon Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Finance's Cyclically Adjusted PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Paragon Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Paragon Finance's Cyclically Adjusted PB Ratio falls into.


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Paragon Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Paragon Finance's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Paragon Finance's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0/158.3229*158.3229
=0.000

Current CPI (Dec. 2024) = 158.3229.

Paragon Finance Quarterly Data

Book Value per Share CPI Adj_Book
201503 42.026 97.163 68.480
201506 0.000 99.841 0.000
201509 43.648 101.753 67.914
201512 0.000 102.901 0.000
201603 43.160 102.518 66.654
201606 0.000 105.961 0.000
201609 43.870 105.961 65.549
201612 0.000 105.196 0.000
201703 47.318 105.196 71.215
201706 0.000 107.109 0.000
201709 50.465 109.021 73.286
201712 0.000 109.404 0.000
201803 55.316 109.786 79.771
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 56.940 118.202 76.267
201906 0.000 120.880 0.000
201909 58.003 123.175 74.554
201912 0.000 126.235 0.000
202003 58.224 124.705 73.920
202006 0.000 127.000 0.000
202009 63.402 130.118 77.145
202012 0.000 130.889 0.000
202103 61.002 131.771 73.294
202106 0.000 134.084 0.000
202109 63.935 135.847 74.513
202112 0.000 138.161 0.000
202203 63.626 138.822 72.564
202206 0.000 142.347 0.000
202209 62.189 144.661 68.062
202212 0.000 145.763 0.000
202303 62.767 146.865 67.664
202306 0.000 150.280 0.000
202309 68.441 151.492 71.527
202312 0.000 152.924 0.000
202403 70.026 153.035 72.446
202406 0.000 155.789 0.000
202409 76.274 157.882 76.487
202412 0.000 158.323 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Paragon Finance  (BOM:531255) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Paragon Finance Cyclically Adjusted PB Ratio Related Terms

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Paragon Finance Business Description

Traded in Other Exchanges
N/A
Address
4/1, Middleton Street, 402 Sikkim House, 4th Floor, Kolkata, WB, IND, 700071
Paragon Finance Ltd is engaged in providing various credit services. It provides its services in the areas of automobile finance, shares, and real estate. The company provides loans against the security of vehicles, investments in shares and mutual funds, finance business concerns, individuals, and companies. Geographically, the company operates only in the Indian market.

Paragon Finance Headlines

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