Southside BancsharesFRA:SU7 -1.97%61 FCF Yield % is 9.34 as of Jul. 06, 2026, which is 6% above its 10-year median of 8.79. GuruFocus rates FRA:SU7 with a GF Score™ of 61/100 and a GF Value™ of €26.62 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,504 Banks companies, Southside Bancshares ranks better than 56.05% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Southside Bancshares FCF Yield % Related Terms
Southside Bancshares FCF Yield % Historical Data
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The historical data trend for Southside Bancshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:SU7 vs HBNC, CFFN, FSBC: FCF Yield % Comparison
For the Banks - Regional subindustry, Southside Bancshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southside Bancshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Southside Bancshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Southside Bancshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southside Bancshares (FRA:SU7) has a FCF Yield % of 9.34 as of Jul. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Southside Bancshares and its competitors. This is near median its historical median of 8.79. According to the industry distribution chart, Southside Bancshares ranks #661 out of 1504 companies in the Banks industry, placing it in the top 43.9%.
Is Southside Bancshares' FCF Yield % too high?
Southside Bancshares' current FCF Yield % of 9.34 is near median its 10-year median of 8.79. The Banks industry median FCF Yield % is 8.10. Southside Bancshares' value of 9.34 is 15.3% above this industry median. Based on the distribution chart, Southside Bancshares ranks #661 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Southside Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southside Bancshares' FCF Yield % compare to HBNC and CFFN?
According to the Banks industry distribution chart, Southside Bancshares ranks #661 out of 1504 companies for FCF Yield %. This puts Southside Bancshares in the upper half of its industry. The industry median FCF Yield % is 8.10. Southside Bancshares' value of 9.34 is 15.3% above this benchmark. While the company's 10-year median is 8.79 vs. the industry median of 8.10, Southside Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southside Bancshares's current FCF Yield % of 9.34 is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Southside Bancshares and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southside Bancshares's current FCF Yield % is 9.34, which is near median its own 10-year median of 8.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southside Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southside Bancshares (FRA:SU7) is currently considered Modestly Overvalued. The stock's GF Value™ is €26.62, compared to a current price of €29.80 — trading 11.9% above its estimated fair value. The current FCF Yield % is 9.34, which is near median its 10-year median of 8.79 and 15.3% above the Banks industry median of 8.10. Southside Bancshares' overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Southside Bancshares (FRA:SU7), the current FCF Yield % is 9.34 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southside Bancshares (FRA:SU7) Overvalued in 2026?
Based on GuruFocus' analysis, Southside Bancshares stock appears to be overvalued.
The current stock price of €29.80 is trading 11.9% above its estimated GF Value™ of €26.62.
GuruFocus considers Southside Bancshares to be Modestly Overvalued.
Key valuation signals for FRA:SU7:
FCF Yield %: 9.34 (near median its 10-year median of 8.79)
GF Value™: €26.62 vs. price of €29.80 (11.9% above fair value)
Industry Position: 15.3% above the Banks median (#661 of 1504)
No single metric tells the full story. See the FRA:SU7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southside Bancshares Inc is a bank holding company. Through its subsidiary, it operates as a financial institution offering various financial services to individuals, businesses, municipal entities, and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services, and safe deposit services. The company's primary market areas are East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston, Texas.
61GF Score
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