Southside BancsharesFRA:SU7 -1.37%61 OCF Yield % is 11.65 as of Jul. 10, 2026, which is 20% above its 10-year median of 9.68. GuruFocus rates FRA:SU7 with a GF Score™ of 61/100 and a GF Value™ of €26.71 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,498 Banks companies, Southside Bancshares ranks better than 60.48% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Southside Bancshares OCF Yield % Related Terms
Southside Bancshares OCF Yield % Historical Data
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The historical data trend for Southside Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:SU7 vs HBNC, CFFN, FSBC: OCF Yield % Comparison
For the Banks - Regional subindustry, Southside Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southside Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Southside Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Southside Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southside Bancshares (FRA:SU7) has a OCF Yield % of 11.65 as of Jul. 10, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Southside Bancshares and its competitors. This is 20% above median its historical median of 9.68. Over the past decade, Southside Bancshares' OCF Yield % has ranged from 0.59 to 21.41. According to the industry distribution chart, Southside Bancshares ranks #592 out of 1498 companies in the Banks industry, placing it in the top 39.5%.
Is Southside Bancshares' OCF Yield % too high?
Southside Bancshares' current OCF Yield % of 11.65 is 20% above median its 10-year median of 9.68. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 21.41. The Banks industry median OCF Yield % is 9.25. Southside Bancshares' value of 11.65 is 26% above this industry median. Based on the distribution chart, Southside Bancshares ranks #592 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Southside Bancshares has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southside Bancshares' OCF Yield % compare to HBNC and CFFN?
According to the Banks industry distribution chart, Southside Bancshares ranks #592 out of 1498 companies for OCF Yield %. This puts Southside Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.25. Southside Bancshares' value of 11.65 is 26% above this benchmark. Historically, Southside Bancshares' own OCF Yield % has ranged from 0.59 to 21.41 over the past decade. While the company's 10-year median is 9.68 vs. the industry median of 9.25, Southside Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southside Bancshares's current OCF Yield % of 11.65 is 26% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Southside Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southside Bancshares's current OCF Yield % is 11.65, which is 20% above median its own 10-year median of 9.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southside Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southside Bancshares (FRA:SU7) is currently considered Fairly Valued. The stock's GF Value™ is €26.71, compared to a current price of €28.80 — trading 7.8% above its estimated fair value. The current OCF Yield % is 11.65, which is 20% above median its 10-year median of 9.68 and 26% above the Banks industry median of 9.25. Southside Bancshares' overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Southside Bancshares (FRA:SU7), the current OCF Yield % is 11.65 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southside Bancshares (FRA:SU7) Overvalued in 2026?
Based on GuruFocus' analysis, Southside Bancshares stock appears to be overvalued.
The current stock price of €28.80 is trading 7.8% above its estimated GF Value™ of €26.71.
GuruFocus considers Southside Bancshares to be Fairly Valued.
Key valuation signals for FRA:SU7:
OCF Yield %: 11.65 (20% above median its 10-year median of 9.68)
GF Value™: €26.71 vs. price of €28.80 (7.8% above fair value)
Industry Position: 26% above the Banks median (#592 of 1498)
No single metric tells the full story. See the FRA:SU7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southside Bancshares Inc is a bank holding company. Through its subsidiary, it operates as a financial institution offering various financial services to individuals, businesses, municipal entities, and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services, and safe deposit services. The company's primary market areas are East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston, Texas.
61GF Score
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