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JTNB BancorpJTNB +0.48%62 FCF Yield % is 10.40 as of Jul. 30, 2026, which is 4% below its 10-year median of 10.82. GuruFocus rates JTNB with a GF Score™ of 62/100 and a GF Value™ of $15.25 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, JTNB Bancorp ranks better than 62.18% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
JTNB Bancorp FCF Yield % Related Terms
JTNB Bancorp FCF Yield % Historical Data
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The historical data trend for JTNB Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, JTNB Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JTNB Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, JTNB Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where JTNB Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JTNB Bancorp (JTNB) has a FCF Yield % of 10.40 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on JTNB Bancorp and its competitors. This is near median its historical median of 10.82. Over the past decade, JTNB Bancorp's FCF Yield % has ranged from 5.65 to 19.20. According to the industry distribution chart, JTNB Bancorp ranks #568 out of 1502 companies in the Banks industry, placing it in the top 37.8%.
Is JTNB Bancorp's FCF Yield % too high?
JTNB Bancorp's current FCF Yield % of 10.40 is near median its 10-year median of 10.82. Over the past 10 years, this metric has ranged from a low of 5.65 to a high of 19.20. The Banks industry median FCF Yield % is 7.97. JTNB Bancorp's value of 10.40 is 30.5% above this industry median. Based on the distribution chart, JTNB Bancorp ranks #568 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, JTNB Bancorp has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JTNB Bancorp's FCF Yield % compare to FIDS and MSBB?
According to the Banks industry distribution chart, JTNB Bancorp ranks #568 out of 1502 companies for FCF Yield %. This puts JTNB Bancorp in the upper half of its industry. The industry median FCF Yield % is 7.97. JTNB Bancorp's value of 10.40 is 30.5% above this benchmark. Historically, JTNB Bancorp's own FCF Yield % has ranged from 5.65 to 19.20 over the past decade. While the company's 10-year median is 10.82 vs. the industry median of 7.97, JTNB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.97, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JTNB Bancorp's current FCF Yield % of 10.40 is 30.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on JTNB Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JTNB Bancorp's current FCF Yield % is 10.40, which is near median its own 10-year median of 10.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JTNB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, JTNB Bancorp (JTNB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.25, compared to a current price of $21.00 — trading 37.7% above its estimated fair value. The current FCF Yield % is 10.40, which is near median its 10-year median of 10.82 and 30.5% above the Banks industry median of 7.97. JTNB Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For JTNB Bancorp (JTNB), the current FCF Yield % is 10.40 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JTNB Bancorp (JTNB) Overvalued in 2026?
Based on GuruFocus' analysis, JTNB Bancorp stock appears to be overvalued.
The current stock price of $21.00 is trading 37.7% above its estimated GF Value™ of $15.25.
GuruFocus considers JTNB Bancorp to be Significantly Overvalued.
Key valuation signals for JTNB:
FCF Yield %: 10.40 (near median its 10-year median of 10.82)
GF Value™: $15.25 vs. price of $21.00 (37.7% above fair value)
Industry Position: 30.5% above the Banks median (#568 of 1502)
No single metric tells the full story. See the JTNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JTNB Bancorp Inc operates as a commercial bank that offers various banking and financial products and services for individuals and small businesses. The bank offers services such as checking and savings facilities, mortgage loans, consumer loans, debit cards, credit cards, online banking, commercial loans, merchant processing, and others.
62GF Score
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