JTNB (JTNB Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 30, 2026)

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JTNB JTNB Bancorp Inc JTNB
62 GF Score
Price $21.00
GF Value $15.25
Valuation Significantly Overvalued
! 4 Warning Signs
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What is JTNB Bancorp Tariff Resilience Score?

JTNB Bancorp JTNB +0.48% 62 Tariff Resilience Score is 8 as of Jul. 30, 2026. GuruFocus rates JTNB with a GF Score™ of 62/100 and a GF Value™ of $15.25 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,606 Banks companies, JTNB Bancorp ranks better than 78.77% on this metric.

JTNB Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

JTNB Bancorp has JTNB Bancorp Inc's banking operations are largely domestic, reducing tariff exposure. While economic conditions can indirectly affect operations, the company has shown strong resilience through diversified financial services.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes JTNB Bancorp might have Highly Resilient.

JTNB Bancorp  (OTCPK:JTNB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

JTNB Bancorp Tariff Resilience Score Related Terms

JTNB vs FIDS, MSBB, TCNB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, JTNB Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JTNB Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, JTNB Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where JTNB Bancorp's Tariff Resilience Score falls into.


JTNB
62GF Score
JTNB Bancorp Inc JTNB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
JTNB Bancorp (JTNB) has a Tariff Resilience Score of 8 as of Jul. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, JTNB Bancorp ranks #341 out of 1606 companies in the Banks industry, placing it in the top 21.2%.
Is JTNB Bancorp's Tariff Resilience Score too high?
JTNB Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, JTNB Bancorp ranks #341 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, JTNB Bancorp has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JTNB Bancorp's Tariff Resilience Score compare to FIDS and MSBB?
According to the Banks industry distribution chart, JTNB Bancorp ranks #341 out of 1606 companies for Tariff Resilience Score. This places JTNB Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. JTNB Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JTNB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, JTNB Bancorp (JTNB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.25, compared to a current price of $21.00 — trading 37.7% above its estimated fair value. The current Tariff Resilience Score is 8. JTNB Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For JTNB Bancorp (JTNB), the current Tariff Resilience Score is 8 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JTNB Bancorp (JTNB) Overvalued in 2026?

Based on GuruFocus' analysis, JTNB Bancorp stock appears to be overvalued. The current stock price of $21.00 is trading 37.7% above its estimated GF Value™ of $15.25. GuruFocus considers JTNB Bancorp to be Significantly Overvalued.

Key valuation signals for JTNB:

  • Tariff Resilience Score: 8
  • GF Value™: $15.25 vs. price of $21.00 (37.7% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the JTNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JTNB Bancorp Business Description

Address 12 Broadway, P.O. Box 209, Jim Thorpe, PA, USA, 18229
JTNB Bancorp Inc operates as a commercial bank that offers various banking and financial products and services for individuals and small businesses. The bank offers services such as checking and savings facilities, mortgage loans, consumer loans, debit cards, credit cards, online banking, commercial loans, merchant processing, and others.
62GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$15.25
GF Value