JTNB (JTNB Bancorp) 3-1 Month Momentum %: 4.51% (As of Sep. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JTNB JTNB Bancorp Inc JTNB
64 GF Score
Price $20.50
GF Value $15.34
Valuation Significantly Overvalued
! 4 Warning Signs
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What is JTNB Bancorp 3-1 Month Momentum %?

JTNB Bancorp JTNB 64 3-1 Month Momentum % is 4.51% as of Sep. 02, 2026. GuruFocus rates JTNB with a GF Score™ of 64/100 and a GF Value™ of $15.34 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,576 Banks companies, JTNB Bancorp ranks worse than 50.63% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-02), JTNB Bancorp's 3-1 Month Momentum % is 4.51%.

The industry rank for JTNB Bancorp's 3-1 Month Momentum % or its related term are showing as below:

JTNB's 3-1 Month Momentum % is ranked worse than
50.63% of 1576 companies
in the Banks industry
Industry Median: 5.445 vs JTNB: 4.51

JTNB Bancorp  (OTCPK:JTNB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


JTNB Bancorp 3-1 Month Momentum % Related Terms


JTNB vs MFDB, TCNB, CCYY: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, JTNB Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JTNB Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, JTNB Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where JTNB Bancorp's 3-1 Month Momentum % falls into.


JTNB
64GF Score
JTNB Bancorp Inc JTNB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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JTNB Bancorp  (OTCPK:JTNB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 4.51% mean?
JTNB Bancorp (JTNB) has a 3-1 Month Momentum % of 4.51% as of Sep. 02, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on JTNB Bancorp and its competitors. According to the industry distribution chart, JTNB Bancorp ranks #798 out of 1576 companies in the Banks industry, placing it in the top 50.6%.
Is JTNB Bancorp's 3-1 Month Momentum % too high?
JTNB Bancorp's current 3-1 Month Momentum % is 4.51%. The Banks industry median 3-1 Month Momentum % is 5.45. JTNB Bancorp's value of 4.51% is 17.2% below this industry median. Based on the distribution chart, JTNB Bancorp ranks #798 out of 1576 companies in the Banks industry, which is below the industry midpoint. Overall, JTNB Bancorp has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JTNB Bancorp's 3-1 Month Momentum % compare to MFDB and TCNB?
According to the Banks industry distribution chart, JTNB Bancorp ranks #798 out of 1576 companies for 3-1 Month Momentum %. This places JTNB Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 5.45. JTNB Bancorp's value of 4.51% is 17.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.45, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JTNB Bancorp's current 3-1 Month Momentum % of 4.51% is 17.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on JTNB Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JTNB Bancorp's current 3-1 Month Momentum % is 4.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JTNB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, JTNB Bancorp (JTNB) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.34, compared to a current price of $20.50 — trading 33.6% above its estimated fair value. The current 3-1 Month Momentum % is 4.51% and 17.2% below the Banks industry median of 5.45. JTNB Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For JTNB Bancorp (JTNB), the current 3-1 Month Momentum % is 4.51% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JTNB Bancorp (JTNB) Overvalued in 2026?

Based on GuruFocus' analysis, JTNB Bancorp stock appears to be overvalued. The current stock price of $20.50 is trading 33.6% above its estimated GF Value™ of $15.34. GuruFocus considers JTNB Bancorp to be Significantly Overvalued.

Key valuation signals for JTNB:

  • 3-1 Month Momentum %: 4.51%
  • GF Value™: $15.34 vs. price of $20.50 (33.6% above fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 17.2% below the Banks median (#798 of 1576)

No single metric tells the full story. See the JTNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JTNB Bancorp Business Description

Address 12 Broadway, P.O. Box 209, Jim Thorpe, PA, USA, 18229
JTNB Bancorp Inc operates as a commercial bank that offers various banking and financial products and services for individuals and small businesses. The bank offers services such as checking and savings facilities, mortgage loans, consumer loans, debit cards, credit cards, online banking, commercial loans, merchant processing, and others.
64GF Score

Get the complete analysis for JTNB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.50
Price
$15.34
GF Value