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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-14), Juniata Valley Financial's 3-1 Month Momentum % is 9.33%.
The industry rank for Juniata Valley Financial's 3-1 Month Momentum % or its related term are showing as below:
JUVF's 3-1 Month Momentum % is ranked better than 67.47% of 1571
companies
in the Banks industry
Industry Median: 5.11
vs JUVF: 9.33
Juniata Valley Financial (OTCPK:JUVF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Juniata Valley Financial 3-1 Month Momentum % Related Terms
JUVF vs CZNL, KLIB, IBTN: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Juniata Valley Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Juniata Valley Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Juniata Valley Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Juniata Valley Financial's 3-1 Month Momentum % falls into.
Juniata Valley Financial (OTCPK:JUVF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Juniata Valley Financial (JUVF) has a 3-1 Month Momentum % of 9.33% as of Sep. 14, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Juniata Valley Financial and its competitors. According to the industry distribution chart, Juniata Valley Financial ranks #511 out of 1571 companies in the Banks industry, placing it in the top 32.5%.
Is Juniata Valley Financial's 3-1 Month Momentum % too high?
Juniata Valley Financial's current 3-1 Month Momentum % is 9.33%. The Banks industry median 3-1 Month Momentum % is 5.11. Juniata Valley Financial's value of 9.33% is 82.6% above this industry median. Based on the distribution chart, Juniata Valley Financial ranks #511 out of 1571 companies in the Banks industry, which is above the industry midpoint. Overall, Juniata Valley Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Juniata Valley Financial's 3-1 Month Momentum % compare to CZNL and KLIB?
According to the Banks industry distribution chart, Juniata Valley Financial ranks #511 out of 1571 companies for 3-1 Month Momentum %. This puts Juniata Valley Financial in the upper half of its industry. The industry median 3-1 Month Momentum % is 5.11. Juniata Valley Financial's value of 9.33% is 82.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 5.11, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Juniata Valley Financial's current 3-1 Month Momentum % of 9.33% is 82.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Juniata Valley Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 5.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juniata Valley Financial's current 3-1 Month Momentum % is 9.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juniata Valley Financial stock overvalued right now?
Based on GuruFocus' analysis, Juniata Valley Financial (JUVF) is currently considered Fairly Valued. The stock's GF Value™ is $15.15, compared to a current price of $16.57 — trading 9.4% above its estimated fair value. The current 3-1 Month Momentum % is 9.33% and 82.6% above the Banks industry median of 5.11. Juniata Valley Financial's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Juniata Valley Financial (JUVF), the current 3-1 Month Momentum % is 9.33% as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Juniata Valley Financial (JUVF) Overvalued in 2026?
Based on GuruFocus' analysis, Juniata Valley Financial stock appears to be overvalued.
The current stock price of $16.57 is trading 9.4% above its estimated GF Value™ of $15.15.
GuruFocus considers Juniata Valley Financial to be Fairly Valued.
Key valuation signals for JUVF:
3-1 Month Momentum %: 9.33%
GF Value™: $15.15 vs. price of $16.57 (9.4% above fair value)
Industry Position: 82.6% above the Banks median (#511 of 1571)
No single metric tells the full story. See the JUVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Juniata Valley Financial Corp is a bank holding company providing retail and commercial banking and other financial services. It offers a full range of consumer banking services, including deposit accounts, online and mobile banking, debit cards, and consumer lending products such as mortgages, construction, and secured loans. Its commercial banking services include business checking accounts, online account management, remote deposit, ACH origination, payroll services, and commercial lending products such as lines of credit and letters of credit. The Bank also provides trust, asset management, and estate services, and, through a contractual arrangement with a broker-dealer, offers financial services including annuities, mutual funds, brokerage services, and long-term care insurance.
64GF Score
Get the complete analysis for JUVF
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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