Fiinu (LSE:BANK) FCF Yield %: -6.30 (As of Jul. 01, 2026)


What is Fiinu FCF Yield %?

Fiinu LSE:BANK FCF Yield % is -6.30 as of Jul. 01, 2026. The stock has 4 warning signs investors should review. Among 540 Credit Services companies, Fiinu ranks worse than 64.63% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Fiinu's Trailing 12-Month Free Cash Flow is £-1.28 Mil, and Market Cap is £20.30 Mil. Therefore, Fiinu's FCF Yield % for today is -6.30%.

The historical rank and industry rank for Fiinu's FCF Yield % or its related term are showing as below:

LSE:BANK' s FCF Yield % Range Over the Past 10 Years
Min: -6.3   Med: 0   Max: 0
Current: -6.3

LSE:BANK's FCF Yield % is ranked worse than
64.63% of 540 companies
in the Credit Services industry
Industry Median: -0.465 vs LSE:BANK: -6.30

Fiinu's FCF Margin % for the quarter that ended in Jun. 2025 was 0.00%.

Fiinu FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.

Fiinu FCF Yield % Related Terms

Fiinu FCF Yield % Historical Data

* Premium members only.

The historical data trend for Fiinu's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiinu FCF Yield % Chart

Fiinu Annual Data
Trend Mar19 Mar20 Mar21 Dec22 Dec23 Dec24
FCF Yield %
Get a 7-Day Free Trial 0.00 0.00 -18.46 -352.04 -65.37

Fiinu Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -46.09 -235.29 -46.12 -45.42 -7.91

LSE:BANK vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Fiinu's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fiinu FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fiinu's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Fiinu's FCF Yield % falls into.


Fiinu FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Fiinu's FCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-0.898 / 1.373735
=-65.37%

Fiinu's annualized FCF Yield % for the quarter that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-0.966 * 2 / 24.415995
=-7.91%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -6.30 mean?
Fiinu (LSE:BANK) has a FCF Yield % of -6.30 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fiinu and its competitors. According to the industry distribution chart, Fiinu ranks #349 out of 540 companies in the Credit Services industry, placing it in the top 64.6%.
Is Fiinu's FCF Yield % too high?
Fiinu's current FCF Yield % is -6.30. Based on the distribution chart, Fiinu ranks #349 out of 540 companies in the Credit Services industry, which is below the industry midpoint.
How does Fiinu's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Fiinu ranks #349 out of 540 companies for FCF Yield %. This places Fiinu in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fiinu and its competitors. Fiinu's current FCF Yield % is -6.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiinu stock overvalued right now?
Fiinu (LSE:BANK) has a current FCF Yield % of -6.30. The current FCF Yield % is -6.30. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Fiinu (LSE:BANK), the current FCF Yield % is -6.30 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fiinu Business Description

Other Exchanges LWW:Germany
Address Baker Street, Ibex House, Weybridge, Surrey, GBR, KT13 8AH
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.