Fiinu (LSE:BANK) OCF Margin %: -412.52% (As of Dec. 2025)

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What is Fiinu OCF Margin %?

Fiinu LSE:BANK OCF Margin % is -412.52% as of Dec. 2025. The stock has 5 warning signs investors should review. Among 532 Credit Services companies, Fiinu ranks worse than 95.86% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Fiinu's Cash Flow from Operations for the six months ended in Dec. 2025 was £-2.74 Mil. Fiinu's Revenue for the six months ended in Dec. 2025 was £0.66 Mil. Therefore, Fiinu's OCF Margin % for the quarter that ended in Dec. 2025 was -412.52%.

As of today, Fiinu's current OCF Yield % is -24.92%.

The historical rank and industry rank for Fiinu's OCF Margin % or its related term are showing as below:

LSE:BANK' s OCF Margin % Range Over the Past 10 Years
Min: -558.07   Med: -558.07   Max: -558.07
Current: -558.07

During the past 7 years, the highest OCF Margin % of Fiinu was -558.07%. The lowest was -558.07%. And the median was -558.07%.

LSE:BANK's OCF Margin % is ranked worse than
95.86% of 532 companies
in the Credit Services industry
Industry Median: 2.58 vs LSE:BANK: -558.07

Fiinu OCF Margin % Related Terms

Fiinu OCF Margin % Historical Data

* Premium members only.

The historical data trend for Fiinu's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fiinu OCF Margin % Chart

Fiinu Annual Data
Trend Mar19 Mar20 Mar21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 -558.07

Fiinu Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -412.52

LSE:BANK vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Fiinu's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fiinu OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fiinu's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Fiinu's OCF Margin % falls into.


Fiinu OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Fiinu's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3.7/0.663
=-558.07 %

Fiinu's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.735/0.663
=-412.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -412.52% mean?
Fiinu (LSE:BANK) has a OCF Margin % of -412.52% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Fiinu and its competitors. According to the industry distribution chart, Fiinu ranks #510 out of 532 companies in the Credit Services industry, placing it in the top 95.9%.
Is Fiinu's OCF Margin % too high?
Fiinu's current OCF Margin % is -412.52%. Based on the distribution chart, Fiinu ranks #510 out of 532 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Fiinu's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fiinu ranks #510 out of 532 companies for OCF Margin %. This places Fiinu in the lower half of its industry. The industry median OCF Margin % is 2.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.58, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Fiinu and its competitors. For the Credit Services industry, the median OCF Margin % is 2.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fiinu's current OCF Margin % is -412.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fiinu stock overvalued right now?
Fiinu (LSE:BANK) has a current OCF Margin % of -412.52%. The current OCF Margin % is -412.52%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Fiinu (LSE:BANK), the current OCF Margin % is -412.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fiinu Business Description

Other Exchanges LWW:Germany
Address Baker Street, Ibex House, Weybridge, Surrey, GBR, KT13 8AH
Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey.