Fintel (LSE:FNTL) FCF Yield %: 7.37 (As of Jul. 01, 2026) — 27% Above Median


LSE:FNTL Fintel PLC LSE:FNTL
70 GF Score
Price £1.81
GF Value £2.78
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fintel FCF Yield %?

Fintel LSE:FNTL +5.54% 70 FCF Yield % is 7.37 as of Jul. 01, 2026, which is 27% above its 10-year median of 5.81. GuruFocus rates LSE:FNTL with a GF Score™ of 70/100 and a GF Value™ of £2.78 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,088 Business Services companies, Fintel ranks better than 64.25% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Fintel's Trailing 12-Month Free Cash Flow is £13.90 Mil, and Market Cap is £188.59 Mil. Therefore, Fintel's FCF Yield % for today is 7.37%.

The historical rank and industry rank for Fintel's FCF Yield % or its related term are showing as below:

LSE:FNTL' s FCF Yield % Range Over the Past 10 Years
Min: 0.17   Med: 5.81   Max: 9.26
Current: 7.37


During the past 11 years, the highest FCF Yield % of Fintel was 9.26%. The lowest was 0.17%. And the median was 5.81%.

LSE:FNTL's FCF Yield % is ranked better than
64.25% of 1088 companies
in the Business Services industry
Industry Median: 3.705 vs LSE:FNTL: 7.37

Fintel's FCF Margin % for the quarter that ended in Dec. 2025 was 11.03%.


Fintel FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Fintel FCF Yield % Related Terms


Fintel FCF Yield % Historical Data

* Premium members only.

The historical data trend for Fintel's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel FCF Yield % Chart

Fintel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.49 6.37 2.95 0.18 6.44

Fintel Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.68 3.35 -3.48 6.99 4.45

LSE:FNTL vs VRSK, EFX, BAH: FCF Yield % Comparison

For the Consulting Services subindustry, Fintel's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel FCF Yield % vs Business Services Industry

For the Business Services industry and Industrials sector, Fintel's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Fintel's FCF Yield % falls into.


LSE:FNTL
70GF Score
Fintel PLC LSE:FNTL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Fintel's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=13.9 / 215.67951
=6.44%

Fintel's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=4.8 * 2 / 215.67951
=4.45%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 7.37 mean?
Fintel (LSE:FNTL) has a FCF Yield % of 7.37 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fintel and its competitors. This is 27% above median its historical median of 5.81. Over the past decade, Fintel's FCF Yield % has ranged from 0.17 to 9.26. According to the industry distribution chart, Fintel ranks #389 out of 1088 companies in the Business Services industry, placing it in the top 35.8%.
Is Fintel's FCF Yield % too high?
Fintel's current FCF Yield % of 7.37 is 27% above median its 10-year median of 5.81. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 9.26. The Business Services industry median FCF Yield % is 3.71. Fintel's value of 7.37 is 98.9% above this industry median. Based on the distribution chart, Fintel ranks #389 out of 1088 companies in the Business Services industry, which is above the industry midpoint. Overall, Fintel has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's FCF Yield % compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #389 out of 1088 companies for FCF Yield %. This puts Fintel in the upper half of its industry. The industry median FCF Yield % is 3.71. Fintel's value of 7.37 is 98.9% above this benchmark. Historically, Fintel's own FCF Yield % has ranged from 0.17 to 9.26 over the past decade. While the company's 10-year median is 5.81 vs. the industry median of 3.71, Fintel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Business Services company?
The median FCF Yield % among Business Services companies is 3.71, based on 1,088 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current FCF Yield % of 7.37 is 98.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Fintel and its competitors. For the Business Services industry, the median FCF Yield % is 3.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current FCF Yield % is 7.37, which is 27% above median its own 10-year median of 5.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (LSE:FNTL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.78, compared to a current price of £1.81 — trading 34.9% below its estimated fair value. The current FCF Yield % is 7.37, which is 27% above median its 10-year median of 5.81 and 98.9% above the Business Services industry median of 3.71. Fintel's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Fintel (LSE:FNTL), the current FCF Yield % is 7.37 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (LSE:FNTL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.81 is trading 34.9% below its estimated GF Value™ of £2.78. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for LSE:FNTL:

  • FCF Yield %: 7.37 (27% above median its 10-year median of 5.81)
  • GF Value™: £2.78 vs. price of £1.81 (34.9% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 98.9% above the Business Services median (#389 of 1088)

No single metric tells the full story. See the LSE:FNTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Business Description

Other Exchanges FNTLl:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
70GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.81
Price
£2.78
GF Value