Fintel (LSE:FNTL) Total Operating Expense: £64.10 Mil (TTM As of Dec. 2025)


LSE:FNTL Fintel PLC LSE:FNTL
65 GF Score
Price £1.83
GF Value £2.78
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fintel Total Operating Expense?

Fintel LSE:FNTL -2.40% 65 Total Operating Expense is £64.10 Mil as of Dec. 2025. GuruFocus rates LSE:FNTL with a GF Score™ of 65/100 and a GF Value™ of £2.78 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Fintel's Total Operating Expense for the six months ended in Dec. 2025 was £29.00 Mil. Fintel's Total Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 was £64.10 Mil.


Fintel Total Operating Expense Related Terms


Fintel Total Operating Expense Historical Data

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The historical data trend for Fintel's Total Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel Total Operating Expense Chart

Fintel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Operating Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.10 52.90 54.60 59.70 64.10

Fintel Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.10 29.70 30.00 35.10 29.00
LSE:FNTL
65GF Score
Fintel PLC LSE:FNTL
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel Total Operating Expense Calculation

Total Operating Expense is the primary recurring expense associated with central operations that are incurred in order to generate sales.


Total Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £64.10 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Operating Expense of £64.10 Mil mean?
Fintel (LSE:FNTL) has a Total Operating Expense of £64.10 Mil as of Dec. 2025. Total operating expense is the primary recurring expense associated with central operations. View historical data on Fintel and its competitors.
Is Fintel's Total Operating Expense too high?
Fintel's current Total Operating Expense is £64.10 Mil. Overall, Fintel has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's Total Operating Expense compare to VRSK and EFX?
Fintel's Total Operating Expense of £64.10 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Operating Expense for a Business Services company?
A good Total Operating Expense depends on the Business Services industry context. However, Total Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Operating Expense mean?
A high Total Operating Expense can signal that a stock is expensive relative to its fundamentals. Total operating expense is the primary recurring expense associated with central operations. View historical data on Fintel and its competitors. Fintel's current Total Operating Expense is £64.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (LSE:FNTL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.78, compared to a current price of £1.83 — trading 34.2% below its estimated fair value. The current Total Operating Expense is £64.10 Mil. Fintel's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Operating Expense calculated?
Total Operating Expense is calculated from a company's financial statements. For Fintel (LSE:FNTL), the current Total Operating Expense is £64.10 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (LSE:FNTL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.83 is trading 34.2% below its estimated GF Value™ of £2.78. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for LSE:FNTL:

  • Total Operating Expense: £64.10 Mil
  • GF Value™: £2.78 vs. price of £1.83 (34.2% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the LSE:FNTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Business Description

Other Exchanges FNTLl:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
65GF Score

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Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.83
Price
£2.78
GF Value