Fintel (LSE:FNTL) PE Ratio without NRI: 14.84 (As of Jul. 06, 2026) — 31% Below Median


LSE:FNTL Fintel PLC LSE:FNTL
66 GF Score
Price £1.86
GF Value £2.78
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fintel PE Ratio without NRI?

Fintel LSE:FNTL +1.37% 66 PE Ratio without NRI is 14.84 as of Jul. 06, 2026, which is 31% below its 10-year median of 21.62. GuruFocus rates LSE:FNTL with a GF Score™ of 66/100 and a GF Value™ of £2.78 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 793 Business Services companies, Fintel ranks better than 51.7% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-06), Fintel's share price is £1.855. Fintel's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £0.13. Therefore, Fintel's PE Ratio without NRI for today is 14.84.

During the past 11 years, Fintel's highest PE Ratio without NRI was 57.44. The lowest was 11.75. And the median was 21.62.

Fintel's EPS without NRI for the six months ended in Dec. 2025 was £0.09. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £0.13.

As of today (2026-07-06), Fintel's share price is £1.855. Fintel's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06. Therefore, Fintel's PE Ratio (TTM) for today is 30.41.

During the past years, Fintel's highest PE Ratio (TTM) was 63.33. The lowest was 10.67. And the median was 27.69.

Fintel's EPS (Diluted) for the six months ended in Dec. 2025 was £0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.

Fintel's EPS (Basic) for the six months ended in Dec. 2025 was £0.04. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.06.


Fintel  (LSE:FNTL) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Fintel PE Ratio without NRI Related Terms


Fintel PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Fintel's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel PE Ratio without NRI Chart

Fintel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.11 20.96 20.61 20.45 15.11

Fintel Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.61 At Loss 20.45 At Loss 15.11

LSE:FNTL vs VRSK, EFX, BAH: PE Ratio without NRI Comparison

For the Consulting Services subindustry, Fintel's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel PE Ratio without NRI vs Business Services Industry

For the Business Services industry and Industrials sector, Fintel's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Fintel's PE Ratio without NRI falls into.


LSE:FNTL
66GF Score
Fintel PLC LSE:FNTL
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Fintel's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=1.855/0.125
=14.84

Fintel's Share Price of today is £1.855.
For company reported semi-annually, Fintel's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.13.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 14.84 mean?
Fintel (LSE:FNTL) has a PE Ratio without NRI of 14.84 as of Jul. 06, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Fintel and its competitors. This is 31% below median its historical median of 21.62. Over the past decade, Fintel's PE Ratio without NRI has ranged from 11.75 to 57.44. According to the industry distribution chart, Fintel ranks #383 out of 793 companies in the Business Services industry, placing it in the top 48.3%.
Is Fintel's PE Ratio without NRI too high?
Fintel's current PE Ratio without NRI of 14.84 is 31% below median its 10-year median of 21.62. Over the past 10 years, this metric has ranged from a low of 11.75 to a high of 57.44. The Business Services industry median PE Ratio without NRI is 15.45. Fintel's value of 14.84 is 3.9% below this industry median. Based on the distribution chart, Fintel ranks #383 out of 793 companies in the Business Services industry, which is above the industry midpoint. Overall, Fintel has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's PE Ratio without NRI compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #383 out of 793 companies for PE Ratio without NRI. This puts Fintel in the upper half of its industry. The industry median PE Ratio without NRI is 15.45. Fintel's value of 14.84 is 3.9% below this benchmark. Historically, Fintel's own PE Ratio without NRI has ranged from 11.75 to 57.44 over the past decade. While the company's 10-year median is 21.62 vs. the industry median of 15.45, Fintel has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Business Services company?
The median PE Ratio without NRI among Business Services companies is 15.45, based on 793 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current PE Ratio without NRI of 14.84 is 3.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Fintel and its competitors. For the Business Services industry, the median PE Ratio without NRI is 15.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current PE Ratio without NRI is 14.84, which is 31% below median its own 10-year median of 21.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (LSE:FNTL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.78, compared to a current price of £1.86 — trading 33.3% below its estimated fair value. The current PE Ratio without NRI is 14.84, which is 31% below median its 10-year median of 21.62 and 3.9% below the Business Services industry median of 15.45. Fintel's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Fintel (LSE:FNTL), the current PE Ratio without NRI is 14.84 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (LSE:FNTL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.86 is trading 33.3% below its estimated GF Value™ of £2.78. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for LSE:FNTL:

  • PE Ratio without NRI: 14.84 (31% below median its 10-year median of 21.62)
  • GF Value™: £2.78 vs. price of £1.86 (33.3% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 3.9% below the Business Services median (#383 of 793)

No single metric tells the full story. See the LSE:FNTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Business Description

Other Exchanges FNTLl:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
66GF Score

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PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.86
Price
£2.78
GF Value