Fintel (LSE:FNTL) Dividend Payout Ratio: 0.15 (As of Dec. 2025) — 48% Below Median


LSE:FNTL Fintel PLC LSE:FNTL
66 GF Score
Price £1.86
GF Value £2.78
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Fintel Dividend Payout Ratio?

Fintel LSE:FNTL +1.37% 66 Dividend Payout Ratio is 0.15 as of Dec. 2025, which is 48% below its 10-year median of 0.29. GuruFocus rates LSE:FNTL with a GF Score™ of 66/100 and a GF Value™ of £2.78 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 515 Business Services companies, Fintel ranks better than 70.68% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Fintel's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.15.

The historical rank and industry rank for Fintel's Dividend Payout Ratio or its related term are showing as below:

LSE:FNTL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.29   Max: 0.41
Current: 0.3

During the past 11 years, the highest Dividend Payout Ratio of Fintel was 0.41. The lowest was 0.23. And the median was 0.29.

LSE:FNTL's Dividend Payout Ratio is ranked better than
70.68% of 515 companies
in the Business Services industry
Industry Median: 0.44 vs LSE:FNTL: 0.30

As of today (2026-07-06), the Dividend Yield % of Fintel is 2.05%.

During the past 11 years, the highest Trailing Annual Dividend Yield of Fintel was 2.56%. The lowest was 0.40%. And the median was 1.46%.

Fintel's Dividends per Share for the months ended in Dec. 2025 was £0.01.

During the past 12 months, Fintel's average Dividends Per Share Growth Rate was 5.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.60% per year.

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Fintel was 57.40% per year. The lowest was -5.00% per year. And the median was 5.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Fintel (LSE:FNTL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Fintel Dividend Payout Ratio Related Terms

Fintel Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Fintel's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel Dividend Payout Ratio Chart

Fintel Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.30 0.28 0.27 0.28

Fintel Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.73 0.12 0.63 0.15

LSE:FNTL vs VRSK, EFX, BAH: Dividend Payout Ratio Comparison

For the Consulting Services subindustry, Fintel's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fintel Dividend Payout Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Fintel's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Fintel's Dividend Payout Ratio falls into.


LSE:FNTL
66GF Score
Fintel PLC LSE:FNTL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fintel Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Fintel's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.038/ 0.137
=0.28

Fintel's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.013/ 0.085
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.15 mean?
Fintel (LSE:FNTL) has a Dividend Payout Ratio of 0.15 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Fintel and its competitors. This is 48% below median its historical median of 0.29. Over the past decade, Fintel's Dividend Payout Ratio has ranged from 0.23 to 0.41. According to the industry distribution chart, Fintel ranks #151 out of 515 companies in the Business Services industry, placing it in the top 29.3%.
Is Fintel's Dividend Payout Ratio too high?
Fintel's current Dividend Payout Ratio of 0.15 is 48% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.41. The Business Services industry median Dividend Payout Ratio is 0.44. Fintel's value of 0.15 is 65.9% below this industry median. Based on the distribution chart, Fintel ranks #151 out of 515 companies in the Business Services industry, which is above the industry midpoint. Overall, Fintel has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's Dividend Payout Ratio compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #151 out of 515 companies for Dividend Payout Ratio. This puts Fintel in the upper half of its industry. The industry median Dividend Payout Ratio is 0.44. Fintel's value of 0.15 is 65.9% below this benchmark. Historically, Fintel's own Dividend Payout Ratio has ranged from 0.23 to 0.41 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.44, Fintel has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Business Services company?
The median Dividend Payout Ratio among Business Services companies is 0.44, based on 515 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current Dividend Payout Ratio of 0.15 is 65.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Fintel and its competitors. For the Business Services industry, the median Dividend Payout Ratio is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current Dividend Payout Ratio is 0.15, which is 48% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (LSE:FNTL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.78, compared to a current price of £1.86 — trading 33.3% below its estimated fair value. The current Dividend Payout Ratio is 0.15, which is 48% below median its 10-year median of 0.29 and 65.9% below the Business Services industry median of 0.44. Fintel's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Fintel (LSE:FNTL), the current Dividend Payout Ratio is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel (LSE:FNTL) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel stock appears to be undervalued. The current stock price of £1.86 is trading 33.3% below its estimated GF Value™ of £2.78. GuruFocus considers Fintel to be Significantly Undervalued.

Key valuation signals for LSE:FNTL:

  • Dividend Payout Ratio: 0.15 (48% below median its 10-year median of 0.29)
  • GF Value™: £2.78 vs. price of £1.86 (33.3% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 65.9% below the Business Services median (#151 of 515)

No single metric tells the full story. See the LSE:FNTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fintel Business Description

Other Exchanges FNTLl:UK
Address Saint Andrews Road, Fintel House, Huddersfield, GBR, HD1 6NA
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
66GF Score

Get the complete analysis for LSE:FNTL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.86
Price
£2.78
GF Value