FintelLSE:FNTL +4.10%66 Net Margin % is 8.97% as of Dec. 2025, which is 18% below its 10-year median of 10.90. GuruFocus rates LSE:FNTL with a GF Score™ of 66/100 and a GF Value™ of £2.78 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,074 Business Services companies, Fintel ranks better than 66.85% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Fintel's Net Income for the
six
months ended in Dec. 2025 was £3.90 Mil. Fintel's Revenue for the
six
months ended in Dec. 2025 was £43.50 Mil. Therefore, Fintel's net margin for the quarter that ended in Dec. 2025 was 8.97%.
The historical rank and industry rank for Fintel's Net Margin % or its related term are showing as below:
LSE:FNTL'
s Net Margin % Range Over the Past 10 Years
Min: 5.62 Med: 10.9 Max: 24.1
Current: 7.33
LSE:FNTL's Net Margin % is ranked better than 66.85% of 1074
companies
in the Business Services industry
Industry Median: 3.83
vs LSE:FNTL: 7.33
Fintel (LSE:FNTL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Fintel Net Margin % Related Terms
Fintel Net Margin % Historical Data
* Premium members only.
The historical data trend for Fintel's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:FNTL vs VRSK, EFX, BAH: Net Margin % Comparison
For the Consulting Services subindustry, Fintel's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintel Net Margin % vs Business Services Industry
For the Business Services industry and Industrials sector, Fintel's Net Margin % distribution charts can be found below:
* The bar in red indicates where Fintel's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintel (LSE:FNTL) has a Net Margin % of 8.97% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Fintel and its competitors. This is 18% below median its historical median of 10.90. Over the past decade, Fintel's Net Margin % has ranged from 5.62 to 24.10. According to the industry distribution chart, Fintel ranks #356 out of 1074 companies in the Business Services industry, placing it in the top 33.1%.
Is Fintel's Net Margin % too high?
Fintel's current Net Margin % of 8.97% is 18% below median its 10-year median of 10.90. Over the past 10 years, this metric has ranged from a low of 5.62 to a high of 24.10. The Business Services industry median Net Margin % is 3.83. Fintel's value of 8.97% is 134.2% above this industry median. Based on the distribution chart, Fintel ranks #356 out of 1074 companies in the Business Services industry, which is above the industry midpoint. Overall, Fintel has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel's Net Margin % compare to VRSK and EFX?
According to the Business Services industry distribution chart, Fintel ranks #356 out of 1074 companies for Net Margin %. This puts Fintel in the upper half of its industry. The industry median Net Margin % is 3.83. Fintel's value of 8.97% is 134.2% above this benchmark. Historically, Fintel's own Net Margin % has ranged from 5.62 to 24.10 over the past decade. While the company's 10-year median is 10.90 vs. the industry median of 3.83, Fintel has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Business Services company?
The median Net Margin % among Business Services companies is 3.83, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintel's current Net Margin % of 8.97% is 134.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fintel and its competitors. For the Business Services industry, the median Net Margin % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel's current Net Margin % is 8.97%, which is 18% below median its own 10-year median of 10.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel stock overvalued right now?
Based on GuruFocus' analysis, Fintel (LSE:FNTL) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.78, compared to a current price of £1.65 — trading 40.6% below its estimated fair value. The current Net Margin % is 8.97%, which is 18% below median its 10-year median of 10.90 and 134.2% above the Business Services industry median of 3.83. Fintel's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fintel (LSE:FNTL), the current Net Margin % is 8.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintel (LSE:FNTL) Overvalued in 2026?
Based on GuruFocus' analysis, Fintel stock appears to be undervalued.
The current stock price of £1.65 is trading 40.6% below its estimated GF Value™ of £2.78.
GuruFocus considers Fintel to be Significantly Undervalued.
Key valuation signals for LSE:FNTL:
Net Margin %: 8.97% (18% below median its 10-year median of 10.90)
GF Value™: £2.78 vs. price of £1.65 (40.6% below fair value)
Industry Position: 134.2% above the Business Services median (#356 of 1074)
No single metric tells the full story. See the LSE:FNTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintel PLC is engaged in UK retail financial services in the provision of financial data and intelligence embedded in digital technologies. The company's principal activity is the provision of Fintech and support services to the UK retail financial services sector. The company's segment includes Software & Data Division; Services Division and Admin and support costs. It generates maximum revenue from the Services division. Services division provides compliance and business support to FCA-regulated financial intermediaries including financial advisers, mortgage advisers and wealth managers, through a comprehensive membership model.
66GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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