SagaLSE:SAGA +2.18%58 FCF Yield % is 11.41 as of Jun. 28, 2026, which is 132% above its 10-year median of 4.92. GuruFocus rates LSE:SAGA with a GF Score™ of 58/100 and a GF Value™ of £1.37 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 508 Insurance companies, Saga ranks better than 63.78% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, Saga's Trailing 12-Month Free Cash Flow is £100.9 Mil, and Market Cap is £884.0 Mil. Therefore, Saga's FCF Yield % for today is 11.41%.
The historical rank and industry rank for Saga's FCF Yield % or its related term are showing as below:
LSE:SAGA'
s FCF Yield % Range Over the Past 10 Years
Min: -194.57 Med: 4.92 Max: 56.35
Current: 11.41
During the past 13 years, the highest FCF Yield % of Saga was 56.35%. The lowest was -194.57%. And the median was 4.92%.
LSE:SAGA's FCF Yield % is ranked better than 63.78% of 508
companies
in the Insurance industry
Industry Median: 7.095
vs LSE:SAGA: 11.41
Saga's FCF Margin % for the quarter that ended in Jan. 2026 was 21.13%.
Saga FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Saga FCF Yield % Related Terms
Saga FCF Yield % Historical Data
* Premium members only.
The historical data trend for Saga's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:SAGA vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, Saga's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saga FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Saga's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Saga's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saga (LSE:SAGA) has a FCF Yield % of 11.41 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Saga and its competitors. This is 132% above median its historical median of 4.92. According to the industry distribution chart, Saga ranks #184 out of 508 companies in the Insurance industry, placing it in the top 36.2%.
Is Saga's FCF Yield % too high?
Saga's current FCF Yield % of 11.41 is 132% above median its 10-year median of 4.92. The Insurance industry median FCF Yield % is 7.10. Saga's value of 11.41 is 60.8% above this industry median. Based on the distribution chart, Saga ranks #184 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, Saga has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saga's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Saga ranks #184 out of 508 companies for FCF Yield %. This puts Saga in the upper half of its industry. The industry median FCF Yield % is 7.10. Saga's value of 11.41 is 60.8% above this benchmark. While the company's 10-year median is 4.92 vs. the industry median of 7.10, Saga has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saga's current FCF Yield % of 11.41 is 60.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Saga and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saga's current FCF Yield % is 11.41, which is 132% above median its own 10-year median of 4.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saga stock overvalued right now?
Based on GuruFocus' analysis, Saga (LSE:SAGA) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.37, compared to a current price of £6.08 — trading 343.8% above its estimated fair value. The current FCF Yield % is 11.41, which is 132% above median its 10-year median of 4.92 and 60.8% above the Insurance industry median of 7.10. Saga's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Saga (LSE:SAGA), the current FCF Yield % is 11.41 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saga (LSE:SAGA) Overvalued in 2026?
Based on GuruFocus' analysis, Saga stock appears to be overvalued.
The current stock price of £6.08 is trading 343.8% above its estimated GF Value™ of £1.37.
GuruFocus considers Saga to be Significantly Overvalued.
Key valuation signals for LSE:SAGA:
FCF Yield %: 11.41 (132% above median its 10-year median of 4.92)
GF Value™: £1.37 vs. price of £6.08 (343.8% above fair value)
Industry Position: 60.8% above the Insurance median (#184 of 508)
No single metric tells the full story. See the LSE:SAGA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saga PLC is a diversified insurance company that also offers lifestyle products and services. The company operates in two main segments: Insurance, travel and Other. The company generates the vast majority of its revenue from the insurance segment, specifically through premiums and broking revenues. This segment offers retail motor broking, retail home broking, and underwriting products and services. The travel segment provides group tours, holiday packages, and cruises. Saga's customers are people aged 50 and older, and all revenue comes from the United Kingdom.
58GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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