Lombard Bank MaltaMAL:LOM +8.40%34 FCF Yield % is 31.19 as of Jul. 04, 2026, which is 471% above its 10-year median of 5.46. GuruFocus rates MAL:LOM with a GF Score™ of 34/100 and a GF Value™ of €0.69 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,505 Banks companies, Lombard Bank Malta ranks better than 83.65% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Lombard Bank Malta FCF Yield % Related Terms
Lombard Bank Malta FCF Yield % Historical Data
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The historical data trend for Lombard Bank Malta's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lombard Bank Malta's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lombard Bank Malta FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Lombard Bank Malta's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Lombard Bank Malta's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lombard Bank Malta (MAL:LOM) has a FCF Yield % of 31.19 as of Jul. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lombard Bank Malta and its competitors. This is 471% above median its historical median of 5.46. According to the industry distribution chart, Lombard Bank Malta ranks #246 out of 1505 companies in the Banks industry, placing it in the top 16.3%.
Is Lombard Bank Malta's FCF Yield % too high?
Lombard Bank Malta's current FCF Yield % of 31.19 is 471% above median its 10-year median of 5.46. The Banks industry median FCF Yield % is 8.15. Lombard Bank Malta's value of 31.19 is 282.7% above this industry median. Based on the distribution chart, Lombard Bank Malta ranks #246 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lombard Bank Malta has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lombard Bank Malta's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Lombard Bank Malta ranks #246 out of 1505 companies for FCF Yield %. This places Lombard Bank Malta in the top 16% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.15. Lombard Bank Malta's value of 31.19 is 282.7% above this benchmark. While the company's 10-year median is 5.46 vs. the industry median of 8.15, Lombard Bank Malta has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lombard Bank Malta's current FCF Yield % of 31.19 is 282.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lombard Bank Malta and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lombard Bank Malta's current FCF Yield % is 31.19, which is 471% above median its own 10-year median of 5.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lombard Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, Lombard Bank Malta (MAL:LOM) is currently considered Fairly Valued. The stock's GF Value™ is €0.69, compared to a current price of €0.71 — trading 2.9% above its estimated fair value. The current FCF Yield % is 31.19, which is 471% above median its 10-year median of 5.46 and 282.7% above the Banks industry median of 8.15. Lombard Bank Malta's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Lombard Bank Malta (MAL:LOM), the current FCF Yield % is 31.19 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lombard Bank Malta (MAL:LOM) Overvalued in 2026?
Based on GuruFocus' analysis, Lombard Bank Malta stock appears to be overvalued.
The current stock price of €0.71 is trading 2.9% above its estimated GF Value™ of €0.69.
GuruFocus considers Lombard Bank Malta to be Fairly Valued.
Key valuation signals for MAL:LOM:
FCF Yield %: 31.19 (471% above median its 10-year median of 5.46)
GF Value™: €0.69 vs. price of €0.71 (2.9% above fair value)
Industry Position: 282.7% above the Banks median (#246 of 1505)
No single metric tells the full story. See the MAL:LOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lombard Bank Malta PLC is engaged in providing banking services and acts as an authorized currency dealer and a financial intermediary. It also provides postal service activities and carries out stockbroking activities. The company has two segments: Banking services and Postal services. The company generates the majority of its revenue from Banking services. Banking services comprise the group's banking services and other activities carried out as a licensed credit institution, an authorized currency dealer, and a financial intermediary. Postal Services comprises the group's postal services activities, being the sole licensed Universal Service Provider of postal services in Malta.
34GF Score
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