Lombard Bank Malta (MAL:LOM) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

What is Lombard Bank Malta LT-Debt-to-Total-Asset?

Lombard Bank Malta MAL:LOM 34 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates MAL:LOM with a GF Score™ of 34/100 and a GF Value™ of €0.69 (Fairly Valued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Lombard Bank Malta's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

Lombard Bank Malta's long-term debt to total assets ratio stayed the same from Dec. 2024 (0.00) to Dec. 2025 (0.00).

Lombard Bank Malta (MAL:LOM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Lombard Bank Malta LT-Debt-to-Total-Asset Related Terms

Lombard Bank Malta LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Lombard Bank Malta's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lombard Bank Malta LT-Debt-to-Total-Asset Chart

Lombard Bank Malta Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.00

Lombard Bank Malta Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.00

34GF Score

Lombard Bank Malta PLC MAL:LOM

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Lombard Bank Malta LT-Debt-to-Total-Asset Calculation

Lombard Bank Malta's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	6.477	/	1497.621
	=	0.00

Lombard Bank Malta's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	6.477	/	1497.621
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Lombard Bank Malta (MAL:LOM) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lombard Bank Malta and its competitors.

Is Lombard Bank Malta's LT-Debt-to-Total-Asset too high?

Lombard Bank Malta's current LT-Debt-to-Total-Asset is 0.00. Overall, Lombard Bank Malta has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Lombard Bank Malta's LT-Debt-to-Total-Asset compare to PNC and USB?

Lombard Bank Malta's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lombard Bank Malta and its competitors. Lombard Bank Malta's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Lombard Bank Malta stock overvalued right now?

Based on GuruFocus' analysis, Lombard Bank Malta (MAL:LOM) is currently considered Fairly Valued. The stock's GF Value™ is €0.69, compared to a current price of €0.71 — trading 2.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Lombard Bank Malta's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Lombard Bank Malta (MAL:LOM), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lombard Bank Malta (MAL:LOM) Overvalued in 2026?

Based on GuruFocus' analysis, Lombard Bank Malta stock appears to be overvalued. The current stock price of €0.71 is trading 2.9% above its estimated GF Value™ of €0.69. GuruFocus considers Lombard Bank Malta to be Fairly Valued.

Key valuation signals for MAL:LOM:

LT-Debt-to-Total-Asset: 0.00
GF Value™: €0.69 vs. price of €0.71 (2.9% above fair value)
GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the MAL:LOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lombard Bank Malta Business Description

Industry Financial Services Banks

Comparable Companies MAL:APS MAL:HSB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658 LSE:NWG

Address 67, Republic Street, Valletta, MLT, VLT 1117

Website https://www.lombardmalta.com

Lombard Bank Malta PLC is engaged in providing banking services and acts as an authorized currency dealer and a financial intermediary. It also provides postal service activities and carries out stockbroking activities. The company has two segments: Banking services and Postal services. The company generates the majority of its revenue from Banking services. Banking services comprise the group's banking services and other activities carried out as a licensed credit institution, an authorized currency dealer, and a financial intermediary. Postal Services comprises the group's postal services activities, being the sole licensed Universal Service Provider of postal services in Malta.

34GF Score

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€0.71

Price

€0.69

GF Value

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