The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Lombard Bank Malta's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Lombard Bank Malta's Dividend Payout Ratio or its related term are showing as below:
MAL:LOM'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.23 Max: 0.36
Current: 0.34
During the past 13 years, the highest Dividend Payout Ratio of Lombard Bank Malta was 0.36. The lowest was 0.07. And the median was 0.23.
MAL:LOM's Dividend Payout Ratio is ranked worse than 52.61% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs MAL:LOM: 0.34
During the past 12 months, Lombard Bank Malta's average Dividends Per Share Growth Rate was 112.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 34.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lombard Bank Malta was 34.40% per year. The lowest was -29.70% per year. And the median was 2.95% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Lombard Bank Malta (MAL:LOM) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Lombard Bank Malta Dividend Payout Ratio Related Terms
Lombard Bank Malta Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Lombard Bank Malta's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:LOM vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Lombard Bank Malta's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lombard Bank Malta Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Lombard Bank Malta's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Lombard Bank Malta's Dividend Payout Ratio falls into.
Lombard Bank Malta Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Lombard Bank Malta's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lombard Bank Malta (MAL:LOM) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Lombard Bank Malta and its competitors. Over the past decade, Lombard Bank Malta's Dividend Payout Ratio has ranged from 0.07 to 0.36. According to the industry distribution chart, Lombard Bank Malta ranks #615 out of 1169 companies in the Banks industry, placing it in the top 52.6%.
Is Lombard Bank Malta's Dividend Payout Ratio too high?
Lombard Bank Malta's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.36. Based on the distribution chart, Lombard Bank Malta ranks #615 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Lombard Bank Malta has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lombard Bank Malta's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Lombard Bank Malta ranks #615 out of 1169 companies for Dividend Payout Ratio. This places Lombard Bank Malta in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Lombard Bank Malta's own Dividend Payout Ratio has ranged from 0.07 to 0.36 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Lombard Bank Malta and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lombard Bank Malta's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lombard Bank Malta stock overvalued right now?
Based on GuruFocus' analysis, Lombard Bank Malta (MAL:LOM) is currently considered Fairly Valued. The stock's GF Value™ is €0.69, compared to a current price of €0.71 — trading 2.9% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Lombard Bank Malta's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Lombard Bank Malta (MAL:LOM), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lombard Bank Malta (MAL:LOM) Overvalued in 2026?
Based on GuruFocus' analysis, Lombard Bank Malta stock appears to be overvalued.
The current stock price of €0.71 is trading 2.9% above its estimated GF Value™ of €0.69.
GuruFocus considers Lombard Bank Malta to be Fairly Valued.
Key valuation signals for MAL:LOM:
Dividend Payout Ratio: 0.00
GF Value™: €0.69 vs. price of €0.71 (2.9% above fair value)
No single metric tells the full story. See the MAL:LOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lombard Bank Malta PLC is engaged in providing banking services and acts as an authorized currency dealer and a financial intermediary. It also provides postal service activities and carries out stockbroking activities. The company has two segments: Banking services and Postal services. The company generates the majority of its revenue from Banking services. Banking services comprise the group's banking services and other activities carried out as a licensed credit institution, an authorized currency dealer, and a financial intermediary. Postal Services comprises the group's postal services activities, being the sole licensed Universal Service Provider of postal services in Malta.
34GF Score
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