Business Description
APS Bank Ltd
ISIN : MT0002500115
Total Employee Number:
639Description
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 3.71 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 0.31 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.48 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.6 | |||||
3-Year EPS without NRI Growth Rate | 17.9 | |||||
3-Year Book Growth Rate | 1.8 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 44.72 | |||||
9-Day RSI | 49.13 | |||||
14-Day RSI | 53.58 | |||||
3-1 Month Momentum % | 9.8 | |||||
6-1 Month Momentum % | 14.29 | |||||
12-1 Month Momentum % | -1.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.31 | |||||
Dividend Payout Ratio | 0.8 | |||||
Forward Dividend Yield % | 8.07 | |||||
5-Year Yield-on-Cost % | 5.31 | |||||
3-Year Average Share Buyback Ratio | -9.8 | |||||
Shareholder Yield % | -10.87 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 18.13 | |||||
FCF Margin % | 112.09 | |||||
OCF Margin % | 119.2 | |||||
ROE % | 5.16 | |||||
ROA % | 0.37 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.9 | |||||
PE Ratio without NRI | 13.9 | |||||
Price-to-Owner-Earnings | 13.26 | |||||
PS Ratio | 2.5 | |||||
PB Ratio | 0.79 | |||||
Price-to-Tangible-Book | 0.84 | |||||
Price-to-Free-Cash-Flow | 2.24 | |||||
Price-to-Operating-Cash-Flow | 2.1 | |||||
EV-to-Revenue | -0.04 | |||||
EV-to-FCF | -0.04 | |||||
Price-to-GF-Value | 0.93 | |||||
Price-to-Graham-Number | 0.72 | |||||
FCF Yield % | 36.14 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
APS Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 89.262 | ||
| EPS (TTM) (€) | 0.041 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | -0.29 | ||
| 3-Year Sortino Ratio | -0.39 | ||
| Volatility % | 24.32 | ||
| 14-Day RSI | 53.58 | ||
| 14-Day ATR (€) | 0.006134 | ||
| 20-Day SMA (€) | 0.57175 | ||
| 12-1 Month Momentum % | -1.75 | ||
| 52-Week Range (€) | 0.44 - 0.58 | ||
| Shares Outstanding (Mil) | 485.64 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
APS Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
APS Bank Ltd Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| EUR 0.023000 Cash Dividend | 2026-04-01 | 0.51 (+0.00%) | ||
| EUR 0.007260 Cash Dividend | 2025-08-29 | 0.55 (+0.00%) | ||
| EUR 0.026000 Cash Dividend | 2025-04-07 | 0.60 (+0.00%) | ||
| EUR 0.008110 Cash Dividend | 2024-08-21 | 0.50 (-1.96%) | ||
| 1.02:1 Stock Split | 2022-09-16 | 0.64 (+1.56%) |
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APS Bank Ltd Frequently Asked Questions
What is APS Bank Ltd(MAL:APS)'s stock price today?
The current price of MAL:APS is €0.57. The 52 week high of MAL:APS is €0.58 and 52 week low is €0.44.
When is next earnings date of APS Bank Ltd(MAL:APS)?
The next earnings date of APS Bank Ltd(MAL:APS) is .
Does APS Bank Ltd(MAL:APS) pay dividends? If so, how much?
The Dividend Yield %  of APS Bank Ltd(MAL:APS) is 5.31% (As of Today), Highest Dividend Payout Ratio of APS Bank Ltd(MAL:APS) was 0.83. The lowest was 0.67. And the median was 0.81. The  Forward Dividend Yield % of APS Bank Ltd(MAL:APS) is 8.07%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on APS Bank Ltd
No articles.
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