General Insurance of IndiaNSE:GICRE -0.22%77 FCF Yield % is 0.72 as of Jul. 07, 2026, which is 86% below its 10-year median of 5.19. GuruFocus rates NSE:GICRE with a GF Score™ of 77/100 and a GF Value™ of ₹432.46 (Modestly Undervalued). Among 506 Insurance companies, General Insurance of India ranks worse than 73.91% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
General Insurance of India FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
General Insurance of India FCF Yield % Related Terms
General Insurance of India FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, General Insurance of India's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Insurance of India FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, General Insurance of India's FCF Yield % distribution charts can be found below:
* The bar in red indicates where General Insurance of India's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Insurance of India (NSE:GICRE) has a FCF Yield % of 0.72 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on General Insurance of India and its competitors. This is 86% below median its historical median of 5.19. Over the past decade, General Insurance of India's FCF Yield % has ranged from 0.72 to 7.16. According to the industry distribution chart, General Insurance of India ranks #374 out of 506 companies in the Insurance industry, placing it in the top 73.9%.
Is General Insurance of India's FCF Yield % too high?
General Insurance of India's current FCF Yield % of 0.72 is 86% below median its 10-year median of 5.19. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 7.16. The Insurance industry median FCF Yield % is 6.73. General Insurance of India's value of 0.72 is 89.3% below this industry median. Based on the distribution chart, General Insurance of India ranks #374 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, General Insurance of India has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does General Insurance of India's FCF Yield % compare to RGA and EG?
According to the Insurance industry distribution chart, General Insurance of India ranks #374 out of 506 companies for FCF Yield %. This places General Insurance of India in the lower half of its industry. The industry median FCF Yield % is 6.73. General Insurance of India's value of 0.72 is 89.3% below this benchmark. Historically, General Insurance of India's own FCF Yield % has ranged from 0.72 to 7.16 over the past decade. While the company's 10-year median is 5.19 vs. the industry median of 6.73, General Insurance of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.73, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Insurance of India's current FCF Yield % of 0.72 is 89.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on General Insurance of India and its competitors. For the Insurance industry, the median FCF Yield % is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Insurance of India's current FCF Yield % is 0.72, which is 86% below median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, General Insurance of India (NSE:GICRE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹432.46, compared to a current price of ₹360.15 — trading 16.7% below its estimated fair value. The current FCF Yield % is 0.72, which is 86% below median its 10-year median of 5.19 and 89.3% below the Insurance industry median of 6.73. General Insurance of India's overall GF Score™ is 77/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For General Insurance of India (NSE:GICRE), the current FCF Yield % is 0.72 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Insurance of India (NSE:GICRE) Overvalued in 2026?
Based on GuruFocus' analysis, General Insurance of India stock appears to be undervalued.
The current stock price of ₹360.15 is trading 16.7% below its estimated GF Value™ of ₹432.46.
GuruFocus considers General Insurance of India to be Modestly Undervalued.
Key valuation signals for NSE:GICRE:
FCF Yield %: 0.72 (86% below median its 10-year median of 5.19)
GF Value™: ₹432.46 vs. price of ₹360.15 (16.7% below fair value)
Industry Position: 89.3% below the Insurance median (#374 of 506)
No single metric tells the full story. See the NSE:GICRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Insurance Corp of India is a reinsurance company. It provides reinsurance for business lines, including fire (property), marine, motor, Personal Accident, engineering, agriculture, aviation/space, health, liability, credit, financial, and life insurance. The group provides services in Domestic and International market.
77GF Score
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